# MONETA Smart Banka vs KB+

The clearest difference is review sentiment: MONETA Smart Banka at 53% against KB+'s 22%. MONETA Smart Banka also leads on rating (4.8 vs 4.4) and update cadence (every 9 days vs every 3 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MONETA Smart Banka holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 491 and 177 respectively. Written reviews point the same way: 53% of MONETA Smart Banka's written reviews are positive against 22% of KB+'s.

MONETA Smart Banka ships an update every 9 days, KB+ every 3 weeks. The most recent releases landed on September 17, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | MONETA Smart Banka | KB+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (491 ratings)](https://appshunter.io/ios/app/moneta-smart-banka/id1122443334/reviews)** | [4.4 (177 ratings)](https://appshunter.io/ios/app/kb-plus/id1585485232/reviews) |
| Number of ratings | **491** | 177 |
| Positive reviews | **52.5% of reviews** | 22.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 9 days** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 408 MB | 578 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | **iPhone, iPad, Mac, Apple TV, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [MONETA Money Bank, a.s](https://appshunter.io/developer/483589701) | [Komercni banka a.s.](https://appshunter.io/developer/447750758) |

## What reviewers say

### MONETA Smart Banka

[App page](https://appshunter.io/ios/app/moneta-smart-banka/id1122443334)

Manage your bank accounts conveniently from your phone with this free mobile banking application. Open accounts remotely, check balances, make payments, and access various banking services securely. It offers features like card management, loan overviews, and ATM locators.

**Highlights:** Remote account opening, Check account balances, Make payments and top up credit, Card management (blocking, limits), Loan and investment overviews, ATM locator with filters, Secure PIN and Touch ID login

**Features:** Apple Wallet, Apple Watch app, iMessage stickers, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly and simple
- 🚀 Fast and efficient
- 💯 Reliable and stable (historically)
- ✨ Modern design (for some)
- ✅ Many useful features

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐌 Slow loading times
- 😵 Messy and hard to navigate
- ❌ Unreliable, often not working
- 🫥 Login issues and errors

**Reported bugs**

- Widget not working correctly after update
- App crashes on start
- Account opening not possible through mobile app
- Sudden shutdowns and inability to move between tabs
- Error during activation, cannot activate via internet banking

**Requested features**

- Add ability to categorize payments
- Improve investment details view with time periods
- Allow adding investments to the first main page
- Add portrait mode for iPad
- Option to change design to older version


### KB+

[App page](https://appshunter.io/ios/app/kb-plus/id1585485232)

Manage your finances with a user-friendly app that consolidates banking services. Open accounts, order cards, make payments, and save for the future, all in one place. Customize your account and enjoy multicurrency features for seamless global transactions.

**Highlights:** Multicurrency account, Customizable account number and name, Savings accounts and envelopes, Card ordering and management, Drag and drop payments, Biometric login (Touch ID/Face ID)

**Features:** macOS Compatibility, Apple Wallet, iMessage stickers, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MONETA Smart Banka free?

MONETA Smart Banka is free to download, with no in-app purchases.

### Is KB+ free?

KB+ is free to download, with no in-app purchases.

### Which has better reviews, MONETA Smart Banka or KB+?

MONETA Smart Banka is rated higher. MONETA Smart Banka averages 4.8 out of 5 from 491 ratings, while KB+ averages 4.4 from 177 ratings.

### Do MONETA Smart Banka or KB+ have ads?

Neither MONETA Smart Banka nor KB+ shows ads.

### Which is updated more often, MONETA Smart Banka or KB+?

MONETA Smart Banka ships an update every 9 days, and KB+ every 3 weeks. Most recently, MONETA Smart Banka was updated on September 17, 2026 and KB+ on September 25, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*