# MONETA Smart Banka vs MoneyTracker

The clearest difference is update cadence: MoneyTracker at daily against MONETA Smart Banka's every 10 days. MONETA Smart Banka's advantage is device support (5 vs 2). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MONETA Smart Banka ships an update every 10 days, MoneyTracker daily. The most recent releases landed on November 11, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | MONETA Smart Banka | MoneyTracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (498 ratings)](https://appshunter.io/ios/app/moneta-smart-banka/id1122443334/reviews)** | — |
| Number of ratings | **498** | — |
| Positive reviews | 53.1% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 10 days | **Daily** |
| Monetization | Free | — |
| Size | 400 MB | 19 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | **iPhone, iPad, Mac, Apple TV, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MONETA Money Bank, a.s](https://appshunter.io/developer/483589701) | [Tomas Vohradnik](https://appshunter.io/developer/1144262069) |

## What reviewers say

### MONETA Smart Banka

[App page](https://appshunter.io/ios/app/moneta-smart-banka/id1122443334)

Manage your bank accounts easily from your phone. Open a checking account remotely, check balances, make payments, and top up credit. Secure login with PIN or Touch ID protects your transactions.

**Highlights:** Remote account opening, Account balance and transaction overview, Payment orders and credit top-up, ATM and branch locator, Card management (blocking, limits), Loan and investment overview

**Features:** Apple Wallet, Apple Watch app, iMessage stickers, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly and simple
- 🚀 Fast and efficient
- 💯 Reliable and stable (historically)
- ✨ Modern design (for some)
- ✅ Many useful features

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐌 Slow loading times
- 😵 Messy and hard to navigate
- ❌ Unreliable, often not working
- 🫥 Login issues and errors

**Reported bugs**

- Widget not working correctly after update
- App crashes on start
- Account opening not possible through mobile app
- Sudden shutdowns and inability to move between tabs
- Error during activation, cannot activate via internet banking

**Requested features**

- Add ability to categorize payments
- Improve investment details view with time periods
- Allow adding investments to the first main page
- Add portrait mode for iPad
- Option to change design to older version


### MoneyTracker

[App page](https://appshunter.io/ios/app/moneytracker/id6819671441)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MONETA Smart Banka free?

MONETA Smart Banka is free to download, with no in-app purchases.

### Is MoneyTracker free?

MoneyTracker is free to download, with no in-app purchases.

### Do MONETA Smart Banka or MoneyTracker have ads?

Neither MONETA Smart Banka nor MoneyTracker shows ads.

### Which is updated more often, MONETA Smart Banka or MoneyTracker?

MONETA Smart Banka ships an update every 10 days, and MoneyTracker daily. Most recently, MONETA Smart Banka was updated on November 11, 2026 and MoneyTracker on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*