# Payable vs FacilePay

The clearest difference is review sentiment: FacilePay at 71% against Payable's 0%. FacilePay also leads on rating (4.5 vs 2.0) and ratings volume (214 vs 4). Payable's advantage is in-app purchases (none vs 2) and iOS requirement (11.0 vs 15.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. FacilePay sells 2 in-app purchases, starting at $4.99 per 7 days. Payable asks for nothing beyond the download.

FacilePay holds the better App Store score, 4.5 against 2.0. That said, the two scores are not equally well evidenced: FacilePay has 214 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 0% of Payable's written reviews are positive against 71% of FacilePay's.

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on October 10, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | Payable | FacilePay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.0 (4 ratings)](https://appshunter.io/ios/app/payable/id1122916286/reviews) | **[4.5 (214 ratings)](https://appshunter.io/ios/app/facilepay-stripe-payments/id1313258736/reviews)** |
| Number of ratings | 4 | **214** |
| Positive reviews | 0.0% of reviews | **70.9% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 68 MB | 136 MB |
| Requires iOS | **11.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PAYable (Pvt) Ltd.](https://appshunter.io/developer/1122916285) | [vBridge Technologies Inc.](https://appshunter.io/developer/1417015605) |

## What reviewers say

### Payable

[App page](https://appshunter.io/ios/app/payable/id1122916286)

Accept cashless payments easily and securely with a portable card reader and mobile app. Ideal for businesses of all sizes, it supports a wide range of card networks and provides quick access to funds.

**Highlights:** Accepts Visa, Mastercard, Amex, CUP, Alipay, and QPlus, Portable and secure Bluetooth card reader, Send receipts via email or text, Funds deposited within 1-2 business days, No monthly targets or rentals, Supports multiple currency types

**Features:** macOS Compatibility

**In-app purchases:** none


### FacilePay

[App page](https://appshunter.io/ios/app/facilepay-stripe-payments/id1313258736)

Accept credit and debit card payments on the go using your smartphone. This app simplifies on-the-spot transactions for small businesses, eliminating late payments and offering a user-friendly interface for managing finances.

**Highlights:** Accept major credit/debit cards, Support for 135+ currencies, Capture card details via photo or manual entry, Track payments and transactions, Issue refunds from device, Secure and PCI-compliant processing

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Subscription | $4.99 | per 7 days |
| Monthly Subscription | $9.99 | per month |

**What reviewers like**

- 👍 Easy to use and intuitive interface
- 💰 Low fees compared to traditional payment methods
- 🚀 Fast and efficient payment processing
- 🔒 Safe and secure transactions
- 📱 Smooth integration with existing apps

**What reviewers complain about**

- 😤 Excessive rating prompts interrupting transactions
- ⏳ Slow payout times
- 🚫 Account suspension without warning
- 💳 Missing gratuity/tip adjustment options
- 🌍 Currency defaults to USD repeatedly

**Reported bugs**

- App crashes when enabling Touch ID/Face ID
- Frequent forced logout after account switching
- Currency reverts to USD despite selection
- Location detection not working properly
- Persistent rating prompt popup blocking transactions

**Requested features**

- Tip adjustment option after charge
- Persistent currency selection memory
- Lower subscription fees or minimal annual costs
- Gratuity/tip options for service payments


## Frequently asked questions

### Is Payable free?

Payable is free to download, with no in-app purchases.

### Is FacilePay free?

FacilePay is free to download, with in-app purchases available.

### Which has better reviews, Payable or FacilePay?

FacilePay is rated higher. Payable averages 2.0 out of 5 from 4 ratings, while FacilePay averages 4.5 from 214 ratings.

### Do Payable or FacilePay have ads?

Neither Payable nor FacilePay shows ads.

### Which is updated more often, Payable or FacilePay?

Payable ships an update every 3 months, and FacilePay every 3 months. Most recently, Payable was updated on October 10, 2026 and FacilePay on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*