# HBL Mobile vs myABL

The clearest difference is review sentiment: HBL Mobile at 79% against myABL's 41%. HBL Mobile also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). myABL's advantage is rating (4.7 vs 4.4) and iOS requirement (13.0 vs 15.0). On price, ratings volume, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

myABL holds the better App Store score, 4.7 against 4.4. Both are backed by a comparable volume of ratings — 1.9K and 3.7K respectively. Written reviews complicate that: 79% of HBL Mobile's written reviews are positive against 41% of myABL's, so the app with the better star average is not the one people write more warmly about.

HBL Mobile ships an update fortnightly, myABL monthly. The most recent releases landed on September 23, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | HBL Mobile | myABL |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (1.9K ratings)](https://appshunter.io/ios/app/hbl-mobile/id1123585628/reviews) | **[4.7 (3.7K ratings)](https://appshunter.io/ios/app/myabl/id1259150427/reviews)** |
| Number of ratings | 1.9K | **3.7K** |
| Positive reviews | **79.1% of reviews** | 40.9% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 432 MB | 374 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [HABIB BANK LIMITED](https://appshunter.io/developer/1123585627) | [AlliedBank](https://appshunter.io/developer/1259150426) |

## What reviewers say

### HBL Mobile

[App page](https://appshunter.io/ios/app/hbl-mobile/id1123585628)

Manage your finances conveniently and securely from your smartphone. Perform transactions like bill payments, fund transfers, and view account details. Access banking services anytime, anywhere.

**Highlights:** View and download account statements, Funds transfer between accounts, Bill payments (utility, mobile, education), Credit card payments, QR payments, Investment in mutual funds, Manage debit/credit cards

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app
- 🚀 Fast and efficient
- 🔒 Secure banking
- 💡 Convenient features (bill payments, money transfers, etc.)
- 👍 Easy to navigate

**What reviewers complain about**

- 🐛 Occasional crashes or errors
- 🐛 Biometric verification issues
- 🐛 Compatibility problems with newer iOS versions
- 🐛 Slow performance at times
- 🐛 Maintenance downtime disruptions

**Reported bugs**

- Biometric verification not working
- App crashing on newer iOS versions
- Transactions not showing up correctly
- Scheduled payments not processing as expected

**Requested features**

- Add Face ID/Touch ID login option
- Improve transaction history display
- Increase funds transfer limits
- Add more payment options (e.g., credit card bill payments for other banks)
- Improve app stability and reduce crashes


### myABL

[App page](https://appshunter.io/ios/app/myabl/id1259150427)

Manage your finances with this comprehensive mobile banking app. Transfer funds, pay bills, manage accounts, and access loans and investments securely. Earn rewards and find deals with this all-in-one financial tool.

**Highlights:** Money transfer via IBAN, Account Number, CNIC, QR, and RAAST, Bill payments for utilities, telco, education, government, and more, Loan applications and advance salary, Account management and statement generation, Card control and expense tracking, Investment management, Loyalty rewards and deals

**Features:** macOS Compatibility, Siri integration, iMessage stickers, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app
- 🚀 Fast and responsive
- 🔒 Secure banking experience
- 💡 Convenient features like quick transfers

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔍 Difficult to log in and perform transactions
- ⚠️ Unreliable and inconsistent performance
- 🔍 Biometric verification issues

**Reported bugs**

- Login screen freezes or shows errors
- Transactions fail or get stuck
- Biometric verification not working as expected
- App crashes or becomes unresponsive

**Requested features**

- Add face ID or fingerprint login option
- Improve app stability and reduce loading times
- Streamline the transaction process
- Provide better customer support


## Frequently asked questions

### Is HBL Mobile free?

HBL Mobile is free to download, with no in-app purchases.

### Is myABL free?

myABL is free to download, with no in-app purchases.

### Which has better reviews, HBL Mobile or myABL?

myABL is rated higher. HBL Mobile averages 4.4 out of 5 from 1.9K ratings, while myABL averages 4.7 from 3.7K ratings.

### Do HBL Mobile or myABL have ads?

myABL shows ads; HBL Mobile does not.

### Which is updated more often, HBL Mobile or myABL?

HBL Mobile ships an update fortnightly, and myABL monthly. Most recently, HBL Mobile was updated on September 23, 2026 and myABL on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*