# HBL Mobile vs digiBOP

The clearest difference is review sentiment: HBL Mobile at 79% against digiBOP's 2%. HBL Mobile also leads on rating (4.4 vs 1.1) and ratings volume (1.9K vs 12). digiBOP's advantage is iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HBL Mobile holds the better App Store score, 4.4 against 1.1. That said, the two scores are not equally well evidenced: HBL Mobile has 1.9K ratings behind it against 12, so its average is the more settled of the two. Written reviews point the same way: 79% of HBL Mobile's written reviews are positive against 2% of digiBOP's.

HBL Mobile ships an update fortnightly, digiBOP monthly. The most recent releases landed on September 23, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | HBL Mobile | digiBOP |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (1.9K ratings)](https://appshunter.io/ios/app/hbl-mobile/id1123585628/reviews)** | [1.1 (12 ratings)](https://appshunter.io/ios/app/digibop-simplespeedysecure/id1633409681/reviews) |
| Number of ratings | **1.9K** | 12 |
| Positive reviews | **79.1% of reviews** | 1.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free | Free |
| Size | 432 MB | 187 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [HABIB BANK LIMITED](https://appshunter.io/developer/1123585627) | [The Bank Of Punjab](https://appshunter.io/developer/1263385376) |

## What reviewers say

### HBL Mobile

[App page](https://appshunter.io/ios/app/hbl-mobile/id1123585628)

Manage your finances conveniently and securely from your smartphone. Perform transactions like bill payments, fund transfers, and view account details. Access banking services anytime, anywhere.

**Highlights:** View and download account statements, Funds transfer between accounts, Bill payments (utility, mobile, education), Credit card payments, QR payments, Investment in mutual funds, Manage debit/credit cards

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app
- 🚀 Fast and efficient
- 🔒 Secure banking
- 💡 Convenient features (bill payments, money transfers, etc.)
- 👍 Easy to navigate

**What reviewers complain about**

- 🐛 Occasional crashes or errors
- 🐛 Biometric verification issues
- 🐛 Compatibility problems with newer iOS versions
- 🐛 Slow performance at times
- 🐛 Maintenance downtime disruptions

**Reported bugs**

- Biometric verification not working
- App crashing on newer iOS versions
- Transactions not showing up correctly
- Scheduled payments not processing as expected

**Requested features**

- Add Face ID/Touch ID login option
- Improve transaction history display
- Increase funds transfer limits
- Add more payment options (e.g., credit card bill payments for other banks)
- Improve app stability and reduce crashes


### digiBOP

[App page](https://appshunter.io/ios/app/digibop-simplespeedysecure/id1633409681)

Manage your everyday banking needs conveniently and securely from anywhere. This app allows for easy fund transfers, bill payments, mobile recharges, and account management. You can also activate and manage your debit cards, find nearby ATMs, and access exclusive discounts.

**Highlights:** Funds Transfer (own accounts, BOP, other banks, wallets), Bill Payments (utilities, credit cards, online shopping, government), Mobile Recharge/Top-up, Account Information & Transaction History, Debit Card Management (activate, lock/unlock), Locate ATMs and Branches, Secure Touch ID Login

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Nice and good bank

**What reviewers complain about**

- 😞 Unable to sign up
- 😞 OTP issues (disappears, not typeable, not received)
- 😞 Login problems (tough, errors, profile locked)
- 😞 App crashes frequently
- 😞 Poor customer service

**Reported bugs**

- OTP disappears automatically
- OTP cannot be typed or pasted
- OTP not received
- App crashes on startup
- Login screen freezes or shows errors

**Requested features**

- Update app
- Fix OTP issues
- Improve login process
- Improve customer service
- Fix bugs and errors


## Frequently asked questions

### Is HBL Mobile free?

HBL Mobile is free to download, with no in-app purchases.

### Is digiBOP free?

digiBOP is free to download, with no in-app purchases.

### Which has better reviews, HBL Mobile or digiBOP?

HBL Mobile is rated higher. HBL Mobile averages 4.4 out of 5 from 1.9K ratings, while digiBOP averages 1.1 from 12 ratings.

### Do HBL Mobile or digiBOP have ads?

Neither HBL Mobile nor digiBOP shows ads.

### Which is updated more often, HBL Mobile or digiBOP?

HBL Mobile ships an update fortnightly, and digiBOP monthly. Most recently, HBL Mobile was updated on September 23, 2026 and digiBOP on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*