# HBL Mobile vs NSD

The clearest difference is update cadence: NSD at every 5 days against HBL Mobile's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HBL Mobile ships an update fortnightly, NSD every 5 days. The most recent releases landed on October 22, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | HBL Mobile | NSD |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (1.9K ratings)](https://appshunter.io/ios/app/hbl-mobile/id1123585628/reviews)** | — |
| Number of ratings | **1.9K** | — |
| Positive reviews | 78.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 5 days** |
| Monetization | Free | — |
| Size | 432 MB | 67 MB |
| Requires iOS | **15.0** | 15.5 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 17+ |
| Developer | [HABIB BANK LIMITED](https://appshunter.io/developer/1123585627) | [NSDEVELOPERS](https://appshunter.io/developer/1845275274) |

## What reviewers say

### HBL Mobile

[App page](https://appshunter.io/ios/app/hbl-mobile/id1123585628)

Manage your finances conveniently and securely from your smartphone. Perform transactions like bill payments, fund transfers, and view account details. Access banking services anytime, anywhere.

**Highlights:** View and download account statements, Funds transfer between accounts, Bill payments (utility, mobile, education), Credit card payments, QR payments, Investment in mutual funds, Manage debit/credit cards

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app
- 🚀 Fast and efficient
- 🔒 Secure banking
- 💡 Convenient features (bill payments, money transfers, etc.)
- 👍 Easy to navigate

**What reviewers complain about**

- 🐛 Occasional crashes or errors
- 🐛 Biometric verification issues
- 🐛 Compatibility problems with newer iOS versions
- 🐛 Slow performance at times
- 🐛 Maintenance downtime disruptions

**Reported bugs**

- Biometric verification not working
- App crashing on newer iOS versions
- Transactions not showing up correctly
- Scheduled payments not processing as expected

**Requested features**

- Add Face ID/Touch ID login option
- Improve transaction history display
- Increase funds transfer limits
- Add more payment options (e.g., credit card bill payments for other banks)
- Improve app stability and reduce crashes


### NSD

[App page](https://appshunter.io/ios/app/nsd-epay/id6760645995)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is HBL Mobile free?

HBL Mobile is free to download, with no in-app purchases.

### Is NSD free?

NSD is free to download, with no in-app purchases.

### Do HBL Mobile or NSD have ads?

Neither HBL Mobile nor NSD shows ads.

### Which is updated more often, HBL Mobile or NSD?

HBL Mobile ships an update fortnightly, and NSD every 5 days. Most recently, HBL Mobile was updated on October 22, 2026 and NSD on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*