# МТС Деньги (Беларусь) vs Pay P.S. Займы онлайн на карту

The clearest difference is review sentiment: Pay P.S. Займы онлайн на карту at 78% against МТС Деньги (Беларусь)'s 35%. Pay P.S. Займы онлайн на карту also leads on rating (4.8 vs 4.0). МТС Деньги (Беларусь)'s advantage is monetization model (free vs ad-supported). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pay P.S. Займы онлайн на карту holds the better App Store score, 4.8 against 4.0. Both are backed by a comparable volume of ratings — 20 and 23 respectively. Written reviews point the same way: 35% of МТС Деньги (Беларусь)'s written reviews are positive against 78% of Pay P.S. Займы онлайн на карту's.

МТС Деньги (Беларусь) ships an update every 5 weeks, Pay P.S. Займы онлайн на карту every 2 months. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | МТС Деньги (Беларусь) | Pay P.S. Займы онлайн на карту |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (20 ratings)](https://appshunter.io/ios/app/id1124026991/reviews) | **[4.8 (23 ratings)](https://appshunter.io/ios/app/pay-ps/id1502360637/reviews)** |
| Number of ratings | 20 | **23** |
| Positive reviews | 35.4% of reviews | **78.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 2 months |
| Monetization | **Free** | Ad-supported |
| Size | 44 MB | 37 MB |
| Requires iOS | **15.1** | 16.6 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Mobile TeleSystems JLLC](https://appshunter.io/developer/869283909) | [ZAIM ONLAIN, OOO MFO](https://appshunter.io/developer/1147096700) |

## What reviewers say

### МТС Деньги (Беларусь)

[App page](https://appshunter.io/ios/app/id1124026991)

This app allows users to pay for various services using their mobile balance or bank cards. It also offers features like electronic money, a linked Mastercard, transaction history, and automated payments.

**Highlights:** Pay for services via mobile balance or QR codes, Top up MTS mobile balance with bank cards, Issue and manage a linked Mastercard, Electronic money with deferred payment options, View transaction history and analyze expenses, Set up automatic payments, P2P transfers between bank cards

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Pay P.S. Займы онлайн на карту

[App page](https://appshunter.io/ios/app/pay-ps/id1502360637)

Get quick online loans and microloans up to 100,000 rubles. Receive funds urgently without calls, references, or guarantors. Enjoy super conditions, discounts, and promotions for regular clients.

**Highlights:** Online loans up to 100,000 rubles, No calls, references, or guarantors, Automatic verification, Funds transferred to any bank card, Multiple repayment options, Low minimum APR

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is МТС Деньги (Беларусь) free?

МТС Деньги (Беларусь) is free to download, with no in-app purchases.

### Is Pay P.S. Займы онлайн на карту free?

Pay P.S. Займы онлайн на карту is free to download, with no in-app purchases.

### Which has better reviews, МТС Деньги (Беларусь) or Pay P.S. Займы онлайн на карту?

Pay P.S. Займы онлайн на карту is rated higher. МТС Деньги (Беларусь) averages 4.0 out of 5 from 20 ratings, while Pay P.S. Займы онлайн на карту averages 4.8 from 23 ratings.

### Do МТС Деньги (Беларусь) or Pay P.S. Займы онлайн на карту have ads?

Neither МТС Деньги (Беларусь) nor Pay P.S. Займы онлайн на карту shows ads.

### Which is updated more often, МТС Деньги (Беларусь) or Pay P.S. Займы онлайн на карту?

МТС Деньги (Беларусь) ships an update every 5 weeks, and Pay P.S. Займы онлайн на карту every 2 months. Most recently, МТС Деньги (Беларусь) was updated on November 6, 2026 and Pay P.S. Займы онлайн на карту on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*