# NexsCard vs XtraPOWER by PAYOMATIC

The clearest difference is review sentiment: XtraPOWER by PAYOMATIC at 74% against NexsCard's 22%. XtraPOWER by PAYOMATIC also leads on rating (4.5 vs 3.3) and ratings volume (661 vs 53). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

XtraPOWER by PAYOMATIC holds the better App Store score, 4.5 against 3.3. That said, the two scores are not equally well evidenced: XtraPOWER by PAYOMATIC has 661 ratings behind it against 53, so its average is the more settled of the two. Written reviews point the same way: 22% of NexsCard's written reviews are positive against 74% of XtraPOWER by PAYOMATIC's.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 7, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | NexsCard | XtraPOWER by PAYOMATIC |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.3 (53 ratings)](https://appshunter.io/ios/app/nexscard/id1124098775/reviews) | **[4.5 (661 ratings)](https://appshunter.io/ios/app/xtrapower-by-payomatic/id1436035625/reviews)** |
| Number of ratings | 53 | **661** |
| Positive reviews | 22.2% of reviews | **74.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free | Free |
| Size | 79 MB | 41 MB |
| Requires iOS | 15.5 | **13.4** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Prepaid Ventures, LTD.](https://appshunter.io/developer/1124098774) | [PAYOMATIC](https://appshunter.io/developer/1436035624) |

## What reviewers say

### NexsCard

[App page](https://appshunter.io/ios/app/nexscard/id1124098775)

Manage your prepaid card by checking balances, viewing transaction history, and setting up alerts. You can also transfer funds between cards and upload documents using your device's camera.

**Highlights:** Check balance, View transaction history, Card to Card Transfer, Manage alerts, Camera document upload

**In-app purchases:** none


### XtraPOWER by PAYOMATIC

[App page](https://appshunter.io/ios/app/xtrapower-by-payomatic/id1436035625)

Manage your spending and access your funds with this app. Track transactions, view balances, and receive personalized offers. It also facilitates direct deposit for faster access to paychecks and allows for easy money transfers.

**Highlights:** Track spending activity, View inPOWER Card transactions, Real-time balance checks, Share money with others, Direct deposit for faster pay, Exclusive offers and discounts, Email transaction receipts

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and intuitive
- 💳 Useful card features
- 💰 Helpful incentives
- 🔍 Easy to track transactions
- 🔥 Great app experience

**What reviewers complain about**

- 🐛 App crashes and bugs
- 💸 Unexpected fees and charges
- ⏱️ Slow money transfers
- 🤔 Confusing account management
- 🤯 Poor customer service

**Reported bugs**

- Login screen issues
- Date of birth entry problems
- Network errors
- Force closing on app launch

**Requested features**

- Mobile check deposit
- Ability to manage multiple cards
- Improved date/time picker
- Support for Apple Pay


## Frequently asked questions

### Is NexsCard free?

NexsCard is free to download, with no in-app purchases.

### Is XtraPOWER by PAYOMATIC free?

XtraPOWER by PAYOMATIC is free to download, with no in-app purchases.

### Which has better reviews, NexsCard or XtraPOWER by PAYOMATIC?

XtraPOWER by PAYOMATIC is rated higher. NexsCard averages 3.3 out of 5 from 53 ratings, while XtraPOWER by PAYOMATIC averages 4.5 from 661 ratings.

### Do NexsCard or XtraPOWER by PAYOMATIC have ads?

Neither NexsCard nor XtraPOWER by PAYOMATIC shows ads.

### Which is updated more often, NexsCard or XtraPOWER by PAYOMATIC?

NexsCard ships an update every 2 months, and XtraPOWER by PAYOMATIC every 2 months. Most recently, NexsCard was updated on October 7, 2026 and XtraPOWER by PAYOMATIC on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*