# Payday Loans Direct vs LoanTap

The clearest difference is update cadence: LoanTap at every 11 days against Payday Loans Direct's every 28 months. LoanTap also leads on rating (5.0 vs 4.6) and review sentiment (65% vs 40%). Payday Loans Direct's advantage is ratings volume (302 vs 2) and iOS requirement (9.1 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LoanTap holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Payday Loans Direct has 302 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 40% of Payday Loans Direct's written reviews are positive against 65% of LoanTap's.

Payday Loans Direct ships an update every 28 months, LoanTap every 11 days. The most recent releases landed on November 11, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Payday Loans Direct | LoanTap |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (302 ratings)](https://appshunter.io/ios/app/payday-loans-direct/id1124970545/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/loantap/id1461444558/reviews)** |
| Number of ratings | **302** | 2 |
| Positive reviews | 40.0% of reviews | **65.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 28 months | **Every 11 days** |
| Monetization | Free | Free |
| Size | 24 MB | 76 MB |
| Requires iOS | **9.1** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Rainbow UK Ltd](https://appshunter.io/developer/444982555) | [Loantap Financial Technologies Pvt. Ltd.](https://appshunter.io/developer/1461444557) |

## What reviewers say

### Payday Loans Direct

[App page](https://appshunter.io/ios/app/payday-loans-direct/id1124970545)

Access quick cash with a simple application process. Borrow up to £1,000 directly to your account, available 24/7, with no phone calls or faxes required. Get funds quickly without upfront fees.

**Highlights:** Borrow up to £1,000, Quick application, Available 24/7, No phone calls or faxes, No upfront fees, No obligation to accept

**Features:** macOS Compatibility

**In-app purchases:** none


### LoanTap

[App page](https://appshunter.io/ios/app/loantap/id1461444558)

Access fast, flexible personal loans designed for salaried professionals. Choose from various repayment plans to suit your financial needs and get funds quickly with minimal documentation. Apply digitally from anywhere.

**Highlights:** Fast loan disbursal (24 hours), Flexible repayment plans, Customized personal loans, Minimal documentation, Contactless digital application, Multiple loan solutions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Payday Loans Direct free?

Payday Loans Direct is free to download, with no in-app purchases.

### Is LoanTap free?

LoanTap is free to download, with no in-app purchases.

### Which has better reviews, Payday Loans Direct or LoanTap?

LoanTap is rated higher. Payday Loans Direct averages 4.6 out of 5 from 302 ratings, while LoanTap averages 5.0 from 2 ratings.

### Do Payday Loans Direct or LoanTap have ads?

Neither Payday Loans Direct nor LoanTap shows ads.

### Which is updated more often, Payday Loans Direct or LoanTap?

Payday Loans Direct ships an update every 28 months, and LoanTap every 11 days. Most recently, Payday Loans Direct was updated on November 11, 2026 and LoanTap on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*