# Payday Loans Direct vs dopay

The clearest difference is review sentiment: Payday Loans Direct at 40% against dopay's 0%. Payday Loans Direct also leads on ratings volume (300 vs 1) and iOS requirement (9.1 vs 15.6). dopay's advantage is update cadence (every 3 weeks vs every 28 months) and rating (5.0 vs 4.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

dopay holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Payday Loans Direct has 300 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 40% of Payday Loans Direct's written reviews are positive against 0% of dopay's, so the app with the better star average is not the one people write more warmly about.

Payday Loans Direct ships an update every 28 months, dopay every 3 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | Payday Loans Direct | dopay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (300 ratings)](https://appshunter.io/ios/app/payday-loans-direct/id1124970545/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/dopay/id6450250241/reviews)** |
| Number of ratings | **300** | 1 |
| Positive reviews | **40.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 28 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 24 MB | 31 MB |
| Requires iOS | **9.1** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 12+ |
| Developer | [Rainbow UK Ltd](https://appshunter.io/developer/444982555) | [dopay](https://appshunter.io/developer/1139877487) |

## What reviewers say

### Payday Loans Direct

[App page](https://appshunter.io/ios/app/payday-loans-direct/id1124970545)

Access quick cash with a simple application process. Borrow up to £1,000 directly to your account, available 24/7, with no phone calls or faxes required. Get funds quickly without upfront fees.

**Highlights:** Borrow up to £1,000, Quick application, Available 24/7, No phone calls or faxes, No upfront fees, No obligation to accept

**Features:** macOS Compatibility

**In-app purchases:** none


### dopay

[App page](https://appshunter.io/ios/app/dopay/id6450250241)

Manage your finances with this app, offering secure sign-in, instant balance checks, and early access to eligible funds. Control your card, track deliveries, and get quick support.

**Highlights:** Secure mobile sign-in, Instant balance checks, EarlyPay access, Card management (freeze, replace), Real-time card delivery tracking, Direct support access

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Payday Loans Direct free?

Payday Loans Direct is free to download, with no in-app purchases.

### Is dopay free?

dopay is free to download, with no in-app purchases.

### Which has better reviews, Payday Loans Direct or dopay?

dopay is rated higher. Payday Loans Direct averages 4.6 out of 5 from 300 ratings, while dopay averages 5.0 from 1 ratings.

### Do Payday Loans Direct or dopay have ads?

Neither Payday Loans Direct nor dopay shows ads.

### Which is updated more often, Payday Loans Direct or dopay?

Payday Loans Direct ships an update every 28 months, and dopay every 3 weeks. Most recently, Payday Loans Direct was updated on October 24, 2026 and dopay on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*