# Expense Tracker & Manager vs Finly

The clearest difference is in-app purchases: Expense Tracker & Manager at none against Finly's 5. Expense Tracker & Manager also leads on ratings volume (483 vs 1) and device support (3 vs 1). Finly's advantage is ads (none vs shown) and update cadence (every 2 weeks vs every 5 months). On price there is nothing between them.

Both are free to download. Finly sells 5 in-app purchases, starting at $4.99 per month. Expense Tracker & Manager asks for nothing beyond the download.

Finly holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Expense Tracker & Manager has 483 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 82% of Expense Tracker & Manager's written reviews are positive against 100% of Finly's.

Expense Tracker & Manager ships an update every 5 months, Finly every 2 weeks. The most recent releases landed on November 1, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Expense Tracker & Manager | Finly |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (483 ratings)](https://appshunter.io/ios/app/expense-tracker-and-manager/id1127767681/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/finly-budget-expense-tracker/id6758222599/reviews)** |
| Number of ratings | **483** | 1 |
| Positive reviews | 82.5% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 5 months | **Every 2 weeks** |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 22 MB | 79 MB |
| Requires iOS | **12.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | +17 |
| Developer | [Alin Sorin Cuc](https://appshunter.io/developer/1127767680) | [R.S Digital Labs](https://appshunter.io/developer/1871438922) |

## What reviewers say

### Expense Tracker & Manager

[App page](https://appshunter.io/ios/app/expense-tracker-and-manager/id1127767681)

This app offers a straightforward way to track expenses, manage budgets, and organize spending. It helps users gain control over their finances with simple tools for recording income and outgoings, analyzing spending patterns, and setting reminders. The application aims to bring order to financial life without unnecessary complexity.

**Highlights:** Simple expense and income tracking, Monthly transaction overview, Integrated calculator, Interactive spending charts, Customizable reports, Transaction reminders, PIN code protection

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Practical and efficient
- 💡 Customizable categories
- 🚀 Simple and straightforward
- 👍 Helpful for managing finances

**What reviewers complain about**

- 🐛 App crashes or stops working
- 🐛 Data loss after device change or app reinstall
- 🔋 Excessive ads that interfere with usage
- 🐛 Inability to edit or delete entries
- 🐛 Calendar/date issues and inconsistencies

**Reported bugs**

- App not opening or showing a blank screen
- Incorrect date display or navigation
- Inability to recover lost data or history

**Requested features**

- Ability to set up recurring expenses or income
- Option to carry over balance to next month
- Sync across devices and backup functionality
- Export data to Excel, PDF, or other formats
- More detailed analytics and reporting


### Finly

[App page](https://appshunter.io/ios/app/finly-budget-expense-tracker/id6758222599)

Track expenses and build budgets without linking bank accounts. This AI-powered app uses voice commands, receipt scanning, and statement imports for complete privacy. Get insights into spending patterns and receive alerts before you overspend.

**Highlights:** AI-powered voice expense logging, Import bank statements (PDF/CSV), Receipt scanning with AI, Customizable budgets and alerts, Spending breakdown and trend charts, Bank-level privacy, no account linking

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Finly Premium Monthly | $4.99 | per month |
| Finly Premium Yearly | $29.99 | per year |
| Finly Premium Yearly | $34.99 | per year |
| Finly Premium Lifetime | $7.99 | one-time |
| Finly Premium Lifetime | $9.99 | one-time |


## Frequently asked questions

### Is Expense Tracker & Manager free?

Expense Tracker & Manager is free to download, with no in-app purchases.

### Is Finly free?

Finly is free to download, with in-app purchases available.

### Which has better reviews, Expense Tracker & Manager or Finly?

Finly is rated higher. Expense Tracker & Manager averages 4.6 out of 5 from 483 ratings, while Finly averages 5.0 from 1 ratings.

### Do Expense Tracker & Manager or Finly have ads?

Expense Tracker & Manager shows ads; Finly does not.

### Which is updated more often, Expense Tracker & Manager or Finly?

Expense Tracker & Manager ships an update every 5 months, and Finly every 2 weeks. Most recently, Expense Tracker & Manager was updated on November 1, 2026 and Finly on October 31, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*