# 디지털OTP vs 수협 헤이뱅크

The clearest difference is rating: 수협 헤이뱅크 at 3.0 against 디지털OTP's 1.6. 수협 헤이뱅크 also leads on update cadence (every 3 weeks vs every 4 months). 디지털OTP's advantage is ratings volume (9 vs 1). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

수협 헤이뱅크 holds the better App Store score, 3.0 against 1.6. That said, the two scores are not equally well evidenced: 디지털OTP has 9 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 2% of 디지털OTP's written reviews are positive against 4% of 수협 헤이뱅크's.

디지털OTP ships an update every 4 months, 수협 헤이뱅크 every 3 weeks. The most recent releases landed on October 24, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | 디지털OTP | 수협 헤이뱅크 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.6 (9 ratings)](https://appshunter.io/ios/app/otp/id1129049090/reviews) | **[3.0 (1 ratings)](https://appshunter.io/ios/app/id1441936097/reviews)** |
| Number of ratings | **9** | 1 |
| Positive reviews | 1.9% of reviews | **3.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 45 MB | 166 MB |
| Requires iOS | **9.0** | 9.3 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [KFTC](https://appshunter.io/developer/370391938) | [Suhyup Bank](https://appshunter.io/developer/1229985988) |

## What reviewers say

### 디지털OTP

[App page](https://appshunter.io/ios/app/otp/id1129049090)

This app provides a secure digital one-time password (OTP) service directly on your smartphone. It simplifies financial transactions by replacing physical security cards with your mobile device. Register at a participating bank to start using it for secure banking.

**Highlights:** Digital OTP generation, Secure financial transactions, Replaces physical security cards, Supports multiple banks, Face ID authentication, Push notification alerts

**In-app purchases:** none


### 수협 헤이뱅크

[App page](https://appshunter.io/ios/app/id1441936097)

A simplified banking app offering personalized services. Easily check account balances, transfer funds using contact information or without certificates, and manage accounts from other banks. Discover recommended products and send money abroad.

**Highlights:** Easy account balance checks, Contact-based money transfers, Certificate-free transactions, Open banking for other institutions, Recommended product marketplace, Keyword-based menu search, Mobile international remittances

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 디지털OTP free?

디지털OTP is free to download, with no in-app purchases.

### Is 수협 헤이뱅크 free?

수협 헤이뱅크 is free to download, with no in-app purchases.

### Which has better reviews, 디지털OTP or 수협 헤이뱅크?

수협 헤이뱅크 is rated higher. 디지털OTP averages 1.6 out of 5 from 9 ratings, while 수협 헤이뱅크 averages 3.0 from 1 ratings.

### Do 디지털OTP or 수협 헤이뱅크 have ads?

Neither 디지털OTP nor 수협 헤이뱅크 shows ads.

### Which is updated more often, 디지털OTP or 수협 헤이뱅크?

디지털OTP ships an update every 4 months, and 수협 헤이뱅크 every 3 weeks. Most recently, 디지털OTP was updated on October 24, 2026 and 수협 헤이뱅크 on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*