# BPI App vs netCEM

The clearest difference is iOS requirement: netCEM at 13.0 against BPI App's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 14, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | BPI App | netCEM |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.2 (172 ratings)](https://appshunter.io/ios/app/bpi-app/id1129271305/reviews)** | — |
| Number of ratings | **172** | — |
| Positive reviews | 13.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free | — |
| Size | 334 MB | 49 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Banco BPI, S.A.](https://appshunter.io/developer/493543451) | [CEMAH](https://appshunter.io/developer/1297940233) |

## What reviewers say

### BPI App

[App page](https://appshunter.io/ios/app/bpi-app/id1129271305)

Manage your BPI accounts, cards, and savings with a modern and intuitive interface. Perform transfers, payments, and access MB Way features. Track your finances, simulate loans, and even open new accounts online.

**Highlights:** Account and card balance inquiries, Transfers and payments (including MB Way), Credit card management, Savings and investment portfolio, Personal loan simulation and application, Financial organization and budgeting, Online account opening

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Good bank overall
- 👍 Good customer service
- 👍 App is complete
- 👍 Works well abroad
- 👍 Good for managing finances

**What reviewers complain about**

- 🐛 App frequently crashes
- 🐛 App does not open
- 🐛 Connection errors
- 🐛 Slow login and navigation
- 🐛 Outdated UI

**Reported bugs**

- App crashes frequently
- App does not open
- Connection errors
- Slow login and navigation
- Outdated UI

**Requested features**

- Add English language option
- Improve transaction details
- Make app more intuitive
- Add dark mode
- Improve search functionality


### netCEM

[App page](https://appshunter.io/ios/app/netcem/id1297957814)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BPI App free?

BPI App is free to download, with no in-app purchases.

### Is netCEM free?

netCEM is free to download, with no in-app purchases.

### Do BPI App or netCEM have ads?

Neither BPI App nor netCEM shows ads.

### Which is updated more often, BPI App or netCEM?

BPI App ships an update monthly, and netCEM monthly. Most recently, BPI App was updated on October 14, 2026 and netCEM on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*