# BPI App vs Caixadirecta

The clearest difference is rating: Caixadirecta at 4.7 against BPI App's 4.2. Caixadirecta also leads on review sentiment (40% vs 13%) and update cadence (every 11 days vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Caixadirecta holds the better App Store score, 4.7 against 4.2. That said, the two scores are not equally well evidenced: Caixadirecta has 1.9K ratings behind it against 172, so its average is the more settled of the two. Written reviews point the same way: 13% of BPI App's written reviews are positive against 40% of Caixadirecta's.

BPI App ships an update monthly, Caixadirecta every 11 days. The most recent releases landed on September 27, 2026 and September 28, 2026 respectively.

## The numbers

| Metric | BPI App | Caixadirecta |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (172 ratings)](https://appshunter.io/ios/app/bpi-app/id1129271305/reviews) | **[4.7 (1.9K ratings)](https://appshunter.io/ios/app/caixadirecta/id1369089471/reviews)** |
| Number of ratings | 172 | **1.9K** |
| Positive reviews | 13.2% of reviews | **39.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 11 days** |
| Monetization | Free | Free |
| Size | 334 MB | 399 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Banco BPI, S.A.](https://appshunter.io/developer/493543451) | [Caixa Geral de Depósitos](https://appshunter.io/developer/451407052) |

## What reviewers say

### BPI App

[App page](https://appshunter.io/ios/app/bpi-app/id1129271305)

Manage your BPI accounts, cards, and savings with a modern and intuitive interface. Perform transfers, payments, and access MB Way features. Track your finances, simulate loans, and even open new accounts online.

**Highlights:** Account and card balance inquiries, Transfers and payments (including MB Way), Credit card management, Savings and investment portfolio, Personal loan simulation and application, Financial organization and budgeting, Online account opening

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Good bank overall
- 👍 Good customer service
- 👍 App is complete
- 👍 Works well abroad
- 👍 Good for managing finances

**What reviewers complain about**

- 🐛 App frequently crashes
- 🐛 App does not open
- 🐛 Connection errors
- 🐛 Slow login and navigation
- 🐛 Outdated UI

**Reported bugs**

- App crashes frequently
- App does not open
- Connection errors
- Slow login and navigation
- Outdated UI

**Requested features**

- Add English language option
- Improve transaction details
- Make app more intuitive
- Add dark mode
- Improve search functionality


### Caixadirecta

[App page](https://appshunter.io/ios/app/caixadirecta/id1369089471)

Access your bank accounts, make payments, and manage finances on the go. This app offers secure and fast banking operations, including mobile payments, voice commands, and transfers. Stay updated on your financial status and interact with your bank anytime, anywhere.

**Highlights:** Access bank accounts, Make and schedule payments, Mobile payments via QR Code/Apple Pay, AI-powered digital assistant, View accounts from other banks, MB WAY transfers and withdrawals, Subscribe to products without visiting branch

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Excellent online banking service
- 🌍 Useful for clients living abroad
- 👍 Easy and intuitive to use
- 🌐 Multilingual support (English and Portuguese)

**What reviewers complain about**

- 🐛 Buggy and unreliable
- 🕰️ Slow and laggy performance
- 🤔 Confusing and unintuitive navigation
- 🔒 Overly complicated security measures
- 💻 Lack of iPad support and optimization

**Reported bugs**

- Login issues and screen freezes
- Inability to update personal information
- Recurring transfer setup problems
- Inconsistent behavior when approving transactions
- Notifications leading to nowhere in the app

**Requested features**

- Allow users to update personal details directly in the app
- Provide option to set complex passwords instead of just PINs
- Improve language settings to make them more persistent
- Add support for landscape mode on tablets
- Enhance transaction details and history


## Frequently asked questions

### Is BPI App free?

BPI App is free to download, with no in-app purchases.

### Is Caixadirecta free?

Caixadirecta is free to download, with no in-app purchases.

### Which has better reviews, BPI App or Caixadirecta?

Caixadirecta is rated higher. BPI App averages 4.2 out of 5 from 172 ratings, while Caixadirecta averages 4.7 from 1.9K ratings.

### Do BPI App or Caixadirecta have ads?

Neither BPI App nor Caixadirecta shows ads.

### Which is updated more often, BPI App or Caixadirecta?

BPI App ships an update monthly, and Caixadirecta every 11 days. Most recently, BPI App was updated on September 27, 2026 and Caixadirecta on September 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*