# HCB Mobile vs The HCB

The clearest difference is rating: The HCB at 4.9 against HCB Mobile's 4.3. HCB Mobile's advantage is ads (none vs shown) and review sentiment (33% vs 0%). On price, ratings volume, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

The HCB holds the better App Store score, 4.9 against 4.3. Both are backed by a comparable volume of ratings — 77 and 220 respectively. Written reviews complicate that: 33% of HCB Mobile's written reviews are positive against 0% of The HCB's, so the app with the better star average is not the one people write more warmly about.

HCB Mobile ships an update monthly, The HCB every 5 months. The most recent releases landed on October 8, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | HCB Mobile | The HCB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (77 ratings)](https://appshunter.io/ios/app/hcb-mobile/id1129378746/reviews) | **[4.9 (220 ratings)](https://appshunter.io/ios/app/the-hcb/id6478978919/reviews)** |
| Number of ratings | 77 | **220** |
| Positive reviews | **33.3% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Monthly** | Every 5 months |
| Monetization | Free | Free |
| Size | 148 MB | 55 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Heritage Community Bank of TN](https://appshunter.io/developer/1129378745) | [The Hardin County Bank](https://appshunter.io/developer/1002168502) |

## What reviewers say

### HCB Mobile

[App page](https://appshunter.io/ios/app/hcb-mobile/id1129378746)

Manage your finances conveniently from your mobile device. Check balances, transfer funds, pay bills, and deposit checks with ease. Find nearby branches and ATMs.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Schedule bill payments, Deposit checks remotely, Find branch and ATM locations

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### The HCB

[App page](https://appshunter.io/ios/app/the-hcb/id6478978919)

Manage your Hardin County Bank accounts on the go. Review balances and transactions, transfer funds, deposit checks, and pay bills conveniently from your mobile device.

**Highlights:** Account balance review, Transaction history, Fund transfers, Mobile check deposit, Bill payment

**In-app purchases:** none


## Frequently asked questions

### Is HCB Mobile free?

HCB Mobile is free to download, with no in-app purchases.

### Is The HCB free?

The HCB is free to download, with no in-app purchases.

### Which has better reviews, HCB Mobile or The HCB?

The HCB is rated higher. HCB Mobile averages 4.3 out of 5 from 77 ratings, while The HCB averages 4.9 from 220 ratings.

### Do HCB Mobile or The HCB have ads?

The HCB shows ads; HCB Mobile does not.

### Which is updated more often, HCB Mobile or The HCB?

HCB Mobile ships an update monthly, and The HCB every 5 months. Most recently, HCB Mobile was updated on October 8, 2026 and The HCB on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*