# Кошелёк vs Store Cards・Loyalty Programs

The clearest difference is review sentiment: Store Cards・Loyalty Programs at 70% against Кошелёк's 22%. Store Cards・Loyalty Programs also leads on device support (3 vs 1). Кошелёк's advantage is in-app purchases (none vs 8) and ratings volume (4.4K vs 230). On price, ads, monetization model and iOS requirement there is nothing between them.

Both are free to download. Store Cards・Loyalty Programs sells 8 in-app purchases, starting at $1.49 per month. Кошелёк asks for nothing beyond the download.

Кошелёк holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: Кошелёк has 4.4K ratings behind it against 230, so its average is the more settled of the two. Written reviews complicate that: 22% of Кошелёк's written reviews are positive against 70% of Store Cards・Loyalty Programs's, so the app with the better star average is not the one people write more warmly about.

Кошелёк ships an update every 3 weeks, Store Cards・Loyalty Programs every 2 months. The most recent releases landed on October 18, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | Кошелёк | Store Cards・Loyalty Programs |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (4.4K ratings)](https://appshunter.io/ios/app/id1129811786/reviews)** | [4.6 (230 ratings)](https://appshunter.io/ios/app/store-cardsloyalty-programs/id1273169716/reviews) |
| Number of ratings | **4.4K** | 230 |
| Positive reviews | 21.8% of reviews | **70.2% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | Yes | Yes |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 184 MB | 288 MB |
| Requires iOS | 16.0 | **15.6** |
| Devices | iPhone | **iPhone, iPod, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [BESKONTAKT](https://appshunter.io/developer/1129811785) | [Rezo Mesarkishvili](https://appshunter.io/developer/1246637964) |

## What reviewers say

### Кошелёк

[App page](https://appshunter.io/ios/app/id1129811786)

This app helps you save money on purchases by offering discount cards, coupons, and cashback. You can digitize your existing loyalty cards and discover new offers from various partners. It aims to consolidate all your shopping benefits into one convenient place.

**Highlights:** Digital loyalty cards, Promotional codes and coupons, Cashback on purchases, Scan physical cards, Discover partner offers, Reminders for expiring bonuses

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient app
- 🚀 Fast and efficient
- 💡 Useful feature to store all cards

**What reviewers complain about**

- 🐛 Bugs and glitches
- 💸 Excessive advertising
- 🔒 Concerns about data privacy and account security
- 🤯 Frustrating user experience

**Reported bugs**

- App crashes or freezes
- Cards disappear after updates
- Issues with brightness and display settings
- Problems with login and account access

**Requested features**

- Add more partner cards (e.g. Pyaterochka, Magnit)
- Improve card organization and search functionality
- Provide offline functionality
- Offer a paid ad-free version


### Store Cards・Loyalty Programs

[App page](https://appshunter.io/ios/app/store-cardsloyalty-programs/id1273169716)

Digitize and manage all your loyalty cards, passes, and card-style documents in one app. Features customizable widgets, enhanced barcode scanning, and offline functionality. Supports over 40 countries and multiple languages.

**Highlights:** Digitize loyalty cards, Customizable home screen widgets, Enhanced barcode scanning, Offline functionality, Add cards to Apple Wallet, Store secure documents, Password protection

**Features:** Family Sharing, Apple Wallet, Apple Watch app

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PRO Plus Monthly Subscription | $1.49 | per month |
| PRO Plus Yearly Subscription | $9.99 | per year |
| Five card slots | $2.99 | one-time |
| Ten card slots | $3.99 | one-time |
| Fifty card slots | $4.99 | one-time |
| Apple Wallet Support | $4.99 | one-time |
| PRO+ Unlock | $4.99 | one-time |
| PRO Version | $9.99 | one-time |

**What reviewers like**

- 👍 Convenient to use
- 🚀 Easy to set up
- 💡 Useful for storing all cards in one place
- 👍 Great user interface
- 👍 Powerful and feature-rich

**What reviewers complain about**

- 🔒 Concerns about security and privacy
- 💰 Paid version required for more features
- 🔒 Lack of transparency about paid features
- 🐛 Occasional crashes and bugs

**Reported bugs**

- Crashes when trying to upgrade to Pro version
- Issues with scanning cards and displaying barcodes
- Syncing problems between devices

**Requested features**

- Dark mode option
- Ability to customize card templates
- Improved Apple Watch support
- Expanded card storage limits in free version


## Frequently asked questions

### Is Кошелёк free?

Кошелёк is free to download, with no in-app purchases.

### Is Store Cards・Loyalty Programs free?

Store Cards・Loyalty Programs is free to download, with in-app purchases available.

### Which has better reviews, Кошелёк or Store Cards・Loyalty Programs?

Кошелёк is rated higher. Кошелёк averages 4.8 out of 5 from 4.4K ratings, while Store Cards・Loyalty Programs averages 4.6 from 230 ratings.

### Do Кошелёк or Store Cards・Loyalty Programs have ads?

Both Кошелёк and Store Cards・Loyalty Programs show ads.

### Which is updated more often, Кошелёк or Store Cards・Loyalty Programs?

Кошелёк ships an update every 3 weeks, and Store Cards・Loyalty Programs every 2 months. Most recently, Кошелёк was updated on October 18, 2026 and Store Cards・Loyalty Programs on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*