# PCI_Mobile vs ATH Business

The clearest difference is review sentiment: PCI_Mobile at 63% against ATH Business's 12%. PCI_Mobile also leads on rating (4.1 vs 3.0) and monetization model (free vs ad-supported). ATH Business's advantage is ratings volume (132 vs 27). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PCI_Mobile holds the better App Store score, 4.1 against 3.0. Both are backed by a comparable volume of ratings — 27 and 132 respectively. Written reviews point the same way: 63% of PCI_Mobile's written reviews are positive against 12% of ATH Business's.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on November 2, 2026 and November 11, 2026 respectively.

## The numbers

| Metric | PCI_Mobile | ATH Business |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.1 (27 ratings)](https://appshunter.io/ios/app/pci-mobile/id1129844610/reviews)** | [3.0 (132 ratings)](https://appshunter.io/ios/app/ath-business/id1189153513/reviews) |
| Number of ratings | 27 | **132** |
| Positive reviews | **62.5% of reviews** | 11.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | **Free** | Ad-supported |
| Size | 16 MB | 61 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 12+ |
| Developer | [Preferred Credit Inc](https://appshunter.io/developer/1129844609) | [EVERTEC](https://appshunter.io/developer/658539300) |

## What reviewers say

### PCI_Mobile

[App page](https://appshunter.io/ios/app/pci-mobile/id1129844610)

This platform allows authorized business partners to manage and streamline consumer transactions. It requires specific authorization from PCI and your office to log in and utilize its features.

**Highlights:** Consumer transaction enhancement, Transaction facilitation, Business partner platform, Secure login, Office authorization required

**Features:** macOS Compatibility

**In-app purchases:** none


### ATH Business

[App page](https://appshunter.io/ios/app/ath-business/id1189153513)

Process real-time, secure payments and send refunds directly to your business's unique identifier. Generate detailed payment and refund reports, and receive weekly and monthly summaries. Requires an affiliated bank or cooperative and a debit card.

**Highlights:** Receive real-time secure payments, Use custom business identifier for payments, Send refunds, Generate payment and refund reports, Receive weekly and monthly payment summaries

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to pay businesses and individuals
- 👍 Convenient for on-the-go transactions
- 👍 Useful for business owners
- 👍 Can pay with barcode or phone number

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐛 App does not open
- 🐛 Login issues (invalid email, unrecognized phone number)
- 🐛 Update issues (redirects to iTunes)
- 🐛 Transaction fees for businesses

**Reported bugs**

- App not supported on jailbroken devices
- App crashes when trying to update
- App crashes when trying to export transactions
- App crashes when Touch ID or Face ID is activated
- App crashes upon opening

**Requested features**

- Allow business-to-business transfers without personal ATH Movil
- Allow sending money without using regular ATH Movil
- Increase text size
- Allow refunds to return fees
- Temporary accounts for employees


## Frequently asked questions

### Is PCI_Mobile free?

PCI_Mobile is free to download, with no in-app purchases.

### Is ATH Business free?

ATH Business is free to download, with no in-app purchases.

### Which has better reviews, PCI_Mobile or ATH Business?

PCI_Mobile is rated higher. PCI_Mobile averages 4.1 out of 5 from 27 ratings, while ATH Business averages 3.0 from 132 ratings.

### Do PCI_Mobile or ATH Business have ads?

Neither PCI_Mobile nor ATH Business shows ads.

### Which is updated more often, PCI_Mobile or ATH Business?

PCI_Mobile ships an update every 2 months, and ATH Business every 2 months. Most recently, PCI_Mobile was updated on November 2, 2026 and ATH Business on November 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*