# EFE vs BenefitsForYou

The clearest difference is review sentiment: EFE at 53% against BenefitsForYou's 4%. EFE also leads on rating (4.6 vs 1.6) and ratings volume (7.7K vs 255). BenefitsForYou's advantage is monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

EFE holds the better App Store score, 4.6 against 1.6. That said, the two scores are not equally well evidenced: EFE has 7.7K ratings behind it against 255, so its average is the more settled of the two. Written reviews point the same way: 53% of EFE's written reviews are positive against 4% of BenefitsForYou's.

EFE ships an update every 6 weeks, BenefitsForYou every 2 months. The most recent releases landed on October 29, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | EFE | BenefitsForYou |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (7.7K ratings)](https://appshunter.io/ios/app/efe/id1130545630/reviews)** | [1.6 (255 ratings)](https://appshunter.io/ios/app/benefitsforyou/id1167154112/reviews) |
| Number of ratings | **7.7K** | 255 |
| Positive reviews | **53.3% of reviews** | 4.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 2 months |
| Monetization | Ad-supported | **Free** |
| Size | 115 MB | 4 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Edelman Financial Engines, LLC](https://appshunter.io/developer/1090148019) | [CMFG LIFE INSURANCE COMPANY](https://appshunter.io/developer/600890568) |

## What reviewers say

### EFE

[App page](https://appshunter.io/ios/app/efe/id1130545630)

Access your financial accounts and track progress toward your goals. View your portfolio, link external accounts, and connect with an advisor or planner. Review statements and plan updates for a comprehensive financial overview.

**Highlights:** Track retirement goal progress, View total portfolio and account details, Link outside accounts, View Net Worth, Connect with an advisor/planner, Review activity feed and statements

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly
- 🚀 Easy to navigate
- 💡 Comprehensive account information
- 🔒 Secure login process
- 🚀 Convenient mobile access

**What reviewers complain about**

- 🐛 Inconsistent data updates
- 🔍 Limited functionality compared to website
- 🔍 Difficulty linking external accounts
- 🔍 Lack of detailed investment performance data
- 🔍 Confusing retirement projections

**Reported bugs**

- Login issues after recent app update
- Incorrect account balances displayed
- Inability to manually update liability information

**Requested features**

- Add ability to view historical account data and performance
- Improve syncing with external financial accounts
- Provide more customization options for retirement planning
- Include tax document access within the app
- Enhance reporting and analytics capabilities


### BenefitsForYou

[App page](https://appshunter.io/ios/app/benefitsforyou/id1167154112)

Manage your retirement savings and plan for your future with 24/7 app access. Monitor your 401k and other retirement accounts, track investment performance, and utilize a retirement income planning tool to project your future income and ensure it lasts a lifetime.

**Highlights:** 24/7 retirement account access, Monitor 401k and savings plans, Retirement income planning tool, Project future retirement income, View account balances and performance, Track transactions and statements

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Simple and easy to use
- 🔒 Fingerprint login

**What reviewers complain about**

- 🐛 Crashes on login
- 🐛 App not functioning after updates
- 🐛 Frequent crashes and freezes
- 🚫 App completely unusable

**Reported bugs**

- Crashes on login
- App not working after updates
- Freezes and crashes frequently

**Requested features**

- Improve app stability and reliability
- Add more functionality beyond just checking balances


## Frequently asked questions

### Is EFE free?

EFE is free to download, with no in-app purchases.

### Is BenefitsForYou free?

BenefitsForYou is free to download, with no in-app purchases.

### Which has better reviews, EFE or BenefitsForYou?

EFE is rated higher. EFE averages 4.6 out of 5 from 7.7K ratings, while BenefitsForYou averages 1.6 from 255 ratings.

### Do EFE or BenefitsForYou have ads?

Neither EFE nor BenefitsForYou shows ads.

### Which is updated more often, EFE or BenefitsForYou?

EFE ships an update every 6 weeks, and BenefitsForYou every 2 months. Most recently, EFE was updated on October 29, 2026 and BenefitsForYou on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*