# EFE vs Blue Flame CU

The clearest difference is review sentiment: Blue Flame CU at 100% against EFE's 53%. Blue Flame CU also leads on rating (4.9 vs 4.6). EFE's advantage is ads (none vs shown) and ratings volume (7.7K vs 179). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Blue Flame CU holds the better App Store score, 4.9 against 4.6. That said, the two scores are not equally well evidenced: EFE has 7.7K ratings behind it against 179, so its average is the more settled of the two. Written reviews point the same way: 53% of EFE's written reviews are positive against 100% of Blue Flame CU's.

EFE ships an update every 6 weeks, Blue Flame CU every 3 months. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | EFE | Blue Flame CU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (7.7K ratings)](https://appshunter.io/ios/app/efe/id1130545630/reviews) | **[4.9 (179 ratings)](https://appshunter.io/ios/app/blue-flame-cu/id1460706383/reviews)** |
| Number of ratings | **7.7K** | 179 |
| Positive reviews | 53.3% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 6 weeks** | Every 3 months |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 115 MB | 99 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Edelman Financial Engines, LLC](https://appshunter.io/developer/1090148019) | [Blue Flame Credit Union](https://appshunter.io/developer/1460706382) |

## What reviewers say

### EFE

[App page](https://appshunter.io/ios/app/efe/id1130545630)

Access your financial accounts and track progress toward your goals. View your portfolio, link external accounts, and connect with an advisor or planner. Review statements and plan updates for a comprehensive financial overview.

**Highlights:** Track retirement goal progress, View total portfolio and account details, Link outside accounts, View Net Worth, Connect with an advisor/planner, Review activity feed and statements

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly
- 🚀 Easy to navigate
- 💡 Comprehensive account information
- 🔒 Secure login process
- 🚀 Convenient mobile access

**What reviewers complain about**

- 🐛 Inconsistent data updates
- 🔍 Limited functionality compared to website
- 🔍 Difficulty linking external accounts
- 🔍 Lack of detailed investment performance data
- 🔍 Confusing retirement projections

**Reported bugs**

- Login issues after recent app update
- Incorrect account balances displayed
- Inability to manually update liability information

**Requested features**

- Add ability to view historical account data and performance
- Improve syncing with external financial accounts
- Provide more customization options for retirement planning
- Include tax document access within the app
- Enhance reporting and analytics capabilities


### Blue Flame CU

[App page](https://appshunter.io/ios/app/blue-flame-cu/id1460706383)

Manage your finances conveniently from your mobile device. Check balances, review transactions, transfer funds between accounts, and pay bills on the go. Access is fast, secure, and free.

**Highlights:** Check account balances, Review recent transactions, Transfer funds between accounts, View and pay bills, Secure mobile access

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is EFE free?

EFE is free to download, with no in-app purchases.

### Is Blue Flame CU free?

Blue Flame CU is free to download, with no in-app purchases.

### Which has better reviews, EFE or Blue Flame CU?

Blue Flame CU is rated higher. EFE averages 4.6 out of 5 from 7.7K ratings, while Blue Flame CU averages 4.9 from 179 ratings.

### Do EFE or Blue Flame CU have ads?

Blue Flame CU shows ads; EFE does not.

### Which is updated more often, EFE or Blue Flame CU?

EFE ships an update every 6 weeks, and Blue Flame CU every 3 months. Most recently, EFE was updated on October 29, 2026 and Blue Flame CU on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*