# EFE vs Ready Ledger

The clearest difference is in-app purchases: EFE at none against Ready Ledger's 3. Ready Ledger's advantage is update cadence (every 10 days vs every 6 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Ready Ledger sells 3 in-app purchases, starting at $0.99 per month. EFE asks for nothing beyond the download.

EFE ships an update every 6 weeks, Ready Ledger every 10 days. The most recent releases landed on October 15, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | EFE | Ready Ledger |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (7.6K ratings)](https://appshunter.io/ios/app/efe/id1130545630/reviews)** | — |
| Number of ratings | **7.6K** | — |
| Positive reviews | 53.3% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 10 days** |
| Monetization | Ad-supported | — |
| Size | 115 MB | 17 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Edelman Financial Engines, LLC](https://appshunter.io/developer/1090148019) | [Ready Ledger LLC](https://appshunter.io/developer/1852979266) |

## What reviewers say

### EFE

[App page](https://appshunter.io/ios/app/efe/id1130545630)

Access your financial accounts and track progress toward your goals. View your portfolio, link external accounts, and connect with an advisor or planner. Review statements and plan updates for a comprehensive financial overview.

**Highlights:** Track retirement goal progress, View total portfolio and account details, Link outside accounts, View Net Worth, Connect with an advisor/planner, Review activity feed and statements

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly
- 🚀 Easy to navigate
- 💡 Comprehensive account information
- 🔒 Secure login process
- 🚀 Convenient mobile access

**What reviewers complain about**

- 🐛 Inconsistent data updates
- 🔍 Limited functionality compared to website
- 🔍 Difficulty linking external accounts
- 🔍 Lack of detailed investment performance data
- 🔍 Confusing retirement projections

**Reported bugs**

- Login issues after recent app update
- Incorrect account balances displayed
- Inability to manually update liability information

**Requested features**

- Add ability to view historical account data and performance
- Improve syncing with external financial accounts
- Provide more customization options for retirement planning
- Include tax document access within the app
- Enhance reporting and analytics capabilities


### Ready Ledger

[App page](https://appshunter.io/ios/app/ready-ledger/id6759072196)

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Ready Ledger Pro - Monthly | $0.99 | per month |
| Ready Ledger Pro - Yearly | $9.99 | per year |
| Ready Ledger Pro - Lifetime | $39.99 | one-time |


## Frequently asked questions

### Is EFE free?

EFE is free to download, with no in-app purchases.

### Is Ready Ledger free?

Ready Ledger is free to download, with in-app purchases available.

### Do EFE or Ready Ledger have ads?

Neither EFE nor Ready Ledger shows ads.

### Which is updated more often, EFE or Ready Ledger?

EFE ships an update every 6 weeks, and Ready Ledger every 10 days. Most recently, EFE was updated on October 15, 2026 and Ready Ledger on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*