# Mashreq Egypt vs Valu

The clearest difference is rating: Mashreq Egypt at 4.7 against Valu's 3.3. Mashreq Egypt also leads on review sentiment (42% vs 13%) and update cadence (fortnightly vs every 5 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Mashreq Egypt holds the better App Store score, 4.7 against 3.3. Both are backed by a comparable volume of ratings — 225 and 454 respectively. Written reviews point the same way: 42% of Mashreq Egypt's written reviews are positive against 13% of Valu's.

Mashreq Egypt ships an update fortnightly, Valu every 5 weeks. The most recent releases landed on October 15, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Mashreq Egypt | Valu |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (225 ratings)](https://appshunter.io/ios/app/mashreq-egypt/id1130658092/reviews)** | [3.3 (454 ratings)](https://appshunter.io/ios/app/valu/id1199345579/reviews) |
| Number of ratings | 225 | **454** |
| Positive reviews | **42.1% of reviews** | 13.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 5 weeks |
| Monetization | Free | Free |
| Size | 160 MB | 180 MB |
| Requires iOS | **15.1** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Mashreq Bank PSC](https://appshunter.io/developer/378549196) | [EFG Hermes](https://appshunter.io/developer/680273409) |

## What reviewers say

### Mashreq Egypt

[App page](https://appshunter.io/ios/app/mashreq-egypt/id1130658092)

Manage your personal finances with this secure digital banking app. Track accounts, transfer funds locally and internationally, and control credit cards. Open new accounts, invest in savings, and access support 24/7.

**Highlights:** All-in-one account management, Fast, secure transfers and payments, Full credit card control, Smart savings and investment tools, Biometric login and 2FA security, 24/7 chatbot support

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Valu

[App page](https://appshunter.io/ios/app/valu/id1199345579)

This app offers a comprehensive suite of digital financial solutions, including Buy Now Pay Later, instant cash redemption, savings, and investment products. It aims to empower individuals and businesses with financial inclusion through a single, powerful platform.

**Highlights:** Buy Now Pay Later (BNPL), Instant cash redemption, Savings solutions, Investment products, B2B financial services, Digitized financial products

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💡 Innovative installment payment concept
- ⚡ Instant approval for eligible customers
- 🛍️ Exclusive offers and partnerships
- 👍 Easy registration process for some users
- 🎯 Lifestyle enablement through flexible payments

**What reviewers complain about**

- 💸 Hidden fees and excessive charges
- 📈 High interest rates (35-40%)
- 🐢 Extremely slow app performance
- 😤 Poor customer service quality
- 🔒 Privacy and security concerns

**Reported bugs**

- App crashes when capturing photos in Invoice Now
- App crashes when clicking multiple items in succession
- Extremely slow loading times
- App fails to load after updates
- Login/sign-up OTP code failures

**Requested features**

- Auto calculator for installment planning
- Early debt settlement option
- Partial payment functionality
- Better product browsing and online purchasing
- Improved Arabic language support


## Frequently asked questions

### Is Mashreq Egypt free?

Mashreq Egypt is free to download, with no in-app purchases.

### Is Valu free?

Valu is free to download, with no in-app purchases.

### Which has better reviews, Mashreq Egypt or Valu?

Mashreq Egypt is rated higher. Mashreq Egypt averages 4.7 out of 5 from 225 ratings, while Valu averages 3.3 from 454 ratings.

### Do Mashreq Egypt or Valu have ads?

Neither Mashreq Egypt nor Valu shows ads.

### Which is updated more often, Mashreq Egypt or Valu?

Mashreq Egypt ships an update fortnightly, and Valu every 5 weeks. Most recently, Mashreq Egypt was updated on October 15, 2026 and Valu on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*