# NH콕뱅크(농협) vs NH pay(NH페이)

The clearest difference is ads: NH콕뱅크(농협) at none against NH pay(NH페이)'s shown. NH콕뱅크(농협) also leads on monetization model (free vs free with in-app purchases). NH pay(NH페이)'s advantage is review sentiment (51% vs 22%). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NH콕뱅크(농협) holds the better App Store score, 2.7 against 2.5. Both are backed by a comparable volume of ratings — 38 and 35 respectively. Written reviews complicate that: 22% of NH콕뱅크(농협)'s written reviews are positive against 51% of NH pay(NH페이)'s, so the app with the better star average is not the one people write more warmly about.

NH콕뱅크(농협) ships an update monthly, NH pay(NH페이) every 2 weeks. Both last shipped on November 11, 2026.

## The numbers

| Metric | NH콕뱅크(농협) | NH pay(NH페이) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.7 (38 ratings)](https://appshunter.io/ios/app/nh/id1131147442/reviews)** | [2.5 (35 ratings)](https://appshunter.io/ios/app/nh-paynh/id1177889176/reviews) |
| Number of ratings | **38** | 35 |
| Positive reviews | 21.8% of reviews | **51.4% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 235 MB | 174 MB |
| Requires iOS | **14.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [National Agricultural Cooperative Federation](https://appshunter.io/developer/397995605) | [NH농협은행](https://appshunter.io/developer/698023007) |

## What reviewers say

### NH콕뱅크(농협)

[App page](https://appshunter.io/ios/app/nh/id1131147442)

This mobile banking app offers a comprehensive suite of financial and lifestyle services. It provides various banking modes tailored to different user needs, including easy transfers, account inquiries, and access to financial products. Additionally, it features shopping, payment services, and agricultural information for a one-stop digital experience.

**Highlights:** Multiple banking modes (general, large font, youth), Easy and fast money transfers, Account inquiries and open banking, Digital financial product subscriptions, Mobile cash card and QR payments, Foreign currency exchange and gifting, Bill payments and ATM withdrawals

**In-app purchases:** none


### NH pay(NH페이)

[App page](https://appshunter.io/ios/app/nh-paynh/id1177889176)

This payment and lifestyle platform allows users to easily make payments using NH cards and bank accounts. It offers a wide range of convenient services, personalized benefits, and tools for smart spending management. Users can also manage their financial information and send money for free.

**Highlights:** Easy payment with NH cards and accounts, Account payment without NH card, Online and in-person QR/barcode payments, Personalized benefits and events, Financial information overview, Free money transfer service, Spending analysis and management

**In-app purchases:** none


## Frequently asked questions

### Is NH콕뱅크(농협) free?

NH콕뱅크(농협) is free to download, with no in-app purchases.

### Is NH pay(NH페이) free?

NH pay(NH페이) is free to download, with no in-app purchases.

### Which has better reviews, NH콕뱅크(농협) or NH pay(NH페이)?

NH콕뱅크(농협) is rated higher. NH콕뱅크(농협) averages 2.7 out of 5 from 38 ratings, while NH pay(NH페이) averages 2.5 from 35 ratings.

### Do NH콕뱅크(농협) or NH pay(NH페이) have ads?

NH pay(NH페이) shows ads; NH콕뱅크(농협) does not.

### Which is updated more often, NH콕뱅크(농협) or NH pay(NH페이)?

NH콕뱅크(농협) ships an update monthly, and NH pay(NH페이) every 2 weeks. Most recently, NH콕뱅크(농협) was updated on November 11, 2026 and NH pay(NH페이) on November 11, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*