# NH콕뱅크(농협) vs 그리고(지역화폐)

The clearest difference is rating: NH콕뱅크(농협) at 2.7 against 그리고(지역화폐)'s 1.0. NH콕뱅크(농협) also leads on ads (none vs shown) and ratings volume (38 vs 1). 그리고(지역화폐)'s advantage is review sentiment (48% vs 22%). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NH콕뱅크(농협) holds the better App Store score, 2.7 against 1.0. That said, the two scores are not equally well evidenced: NH콕뱅크(농협) has 38 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 22% of NH콕뱅크(농협)'s written reviews are positive against 48% of 그리고(지역화폐)'s, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | NH콕뱅크(농협) | 그리고(지역화폐) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.7 (38 ratings)](https://appshunter.io/ios/app/nh/id1131147442/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/id1478706620/reviews) |
| Number of ratings | **38** | 1 |
| Positive reviews | 21.8% of reviews | **47.6% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Monthly | Monthly |
| Monetization | **Free** | Ad-supported |
| Size | 235 MB | 239 MB |
| Requires iOS | 14.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [National Agricultural Cooperative Federation](https://appshunter.io/developer/397995605) | [KONA I CO., LTD](https://appshunter.io/developer/1161985923) |

## What reviewers say

### NH콕뱅크(농협)

[App page](https://appshunter.io/ios/app/nh/id1131147442)

This mobile banking app offers a comprehensive suite of financial and lifestyle services. It provides various banking modes tailored to different user needs, including easy transfers, account inquiries, and access to financial products. Additionally, it features shopping, payment services, and agricultural information for a one-stop digital experience.

**Highlights:** Multiple banking modes (general, large font, youth), Easy and fast money transfers, Account inquiries and open banking, Digital financial product subscriptions, Mobile cash card and QR payments, Foreign currency exchange and gifting, Bill payments and ATM withdrawals

**In-app purchases:** none


### 그리고(지역화폐)

[App page](https://appshunter.io/ios/app/id1478706620)

This app consolidates local currency gift certificates issued by local governments into a single platform. It allows users to apply for and manage prepaid cards, recharge them, and make payments at local merchants. Users can also receive incentives and enjoy tax benefits.

**Highlights:** Apply for and manage local currency cards, Recharge prepaid cards via mobile, Convenient payments at local merchants, View transaction history, Receive incentives on top-ups and payments, Benefit from 30% income tax deduction

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is NH콕뱅크(농협) free?

NH콕뱅크(농협) is free to download, with no in-app purchases.

### Is 그리고(지역화폐) free?

그리고(지역화폐) is free to download, with no in-app purchases.

### Which has better reviews, NH콕뱅크(농협) or 그리고(지역화폐)?

NH콕뱅크(농협) is rated higher. NH콕뱅크(농협) averages 2.7 out of 5 from 38 ratings, while 그리고(지역화폐) averages 1.0 from 1 ratings.

### Do NH콕뱅크(농협) or 그리고(지역화폐) have ads?

그리고(지역화폐) shows ads; NH콕뱅크(농협) does not.

### Which is updated more often, NH콕뱅크(농협) or 그리고(지역화폐)?

NH콕뱅크(농협) ships an update monthly, and 그리고(지역화폐) monthly. Most recently, NH콕뱅크(농협) was updated on November 6, 2026 and 그리고(지역화폐) on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*