# 天弘基金 vs 旺财

The clearest difference is review sentiment: 天弘基金 at 100% against 旺财's 0%. 天弘基金 also leads on price (Free vs $0.99) and iOS requirement (15.0 vs 18.0). 旺财's advantage is update cadence (every 4 weeks vs every 2 months). On ads, in-app purchases and device support there is nothing between them.

天弘基金 is free to download; 旺财 costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

天弘基金 ships an update every 2 months, 旺财 every 4 weeks. The most recent releases landed on November 6, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | 天弘基金 | 旺财 |
| --- | --- | --- |
| Price | **Free** | $0.99 |
| Rating | **[4.8 (33 ratings)](https://appshunter.io/ios/app/id1132006561/reviews)** | — |
| Number of ratings | **33** | — |
| Positive reviews | **100.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 4 weeks** |
| Monetization | — | Paid |
| Size | 124 MB | 7 MB |
| Requires iOS | **15.0** | 18.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Tianhong Asset Management Co. , Ltd.](https://appshunter.io/developer/990173308) | [铭高 袁](https://appshunter.io/developer/1839832219) |

## What reviewers say

### 天弘基金

[App page](https://appshunter.io/ios/app/id1132006561)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 旺财

[App page](https://appshunter.io/ios/app/guarddog/id6783556497)

This AI-powered app helps you manage your debts and assets by automatically extracting loan details from images. It provides clear repayment plans, tracks cash flow, and offers insights into your financial health. All data is stored locally for maximum privacy.

**Highlights:** AI image recognition for debt extraction, Automated repayment plan generation, Cash flow tracking, Financial health assessment, Local data storage for privacy, Credit report import and analysis

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 天弘基金 free?

天弘基金 is free to download, with no in-app purchases.

### Is 旺财 free?

旺财 costs $0.99, with no in-app purchases.

### Do 天弘基金 or 旺财 have ads?

Neither 天弘基金 nor 旺财 shows ads.

### Which is updated more often, 天弘基金 or 旺财?

天弘基金 ships an update every 2 months, and 旺财 every 4 weeks. Most recently, 天弘基金 was updated on November 6, 2026 and 旺财 on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*