# Northwestern Mutual vs MassMutual

Northwestern Mutual and MassMutual both sit at 4.8 stars, but that hides the real split: 48% of Northwestern Mutual's written reviews are positive against 20% of MassMutual's. Northwestern Mutual also leads on monetization model (free vs free with in-app purchases) and update cadence (fortnightly vs monthly). MassMutual's advantage is iOS requirement (15.0 vs 18.0). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Northwestern Mutual against 4.8 for MassMutual. Both are backed by a comparable volume of ratings — 12K and 6K respectively. Written reviews are what separate them: 48% of Northwestern Mutual's written reviews are positive against 20% of MassMutual's.

Northwestern Mutual ships an update fortnightly, MassMutual monthly. Both last shipped on October 27, 2026.

## The numbers

| Metric | Northwestern Mutual | MassMutual |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (12K ratings)](https://appshunter.io/ios/app/northwestern-mutual/id1132579006/reviews)** | [4.8 (6K ratings)](https://appshunter.io/ios/app/massmutual/id1516539101/reviews) |
| Number of ratings | **12K** | 6K |
| Positive reviews | **47.5% of reviews** | 20.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 119 MB | 134 MB |
| Requires iOS | 18.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Northwestern Mutual](https://appshunter.io/developer/1132579005) | [MassMutual](https://appshunter.io/developer/360805499) |

## What reviewers say

### Northwestern Mutual

[App page](https://appshunter.io/ios/app/northwestern-mutual/id1132579006)

Manage your investment and insurance accounts, make payments, and track your net worth. Consolidate all your financial accounts in one place to monitor spending and view your overall financial health.

**Highlights:** View investment performance and transactions, Access insurance policy details, Make premium payments, Enroll in autopay, Consolidate all financial accounts, Categorize and monitor transactions, Track net worth

**In-app purchases:** none

**What reviewers like**

- 👍 Simple interface
- 👍 User-friendly
- 🚀 Helps track finances
- 🚀 Consolidates financial information
- 🔒 Secure app

**What reviewers complain about**

- 🐛 Limited functionality
- 🐛 Unreliable account linking
- 🐛 Frequent login issues
- 🐛 Outdated or inaccurate data
- 🐛 Buggy and crashes often

**Reported bugs**

- Login verification issues
- Disconnected accounts
- Unreliable data synchronization
- Enrollment in autopay not working

**Requested features**

- Ability to arrange accounts
- More customization options
- Improved charting and analytics
- Cryptocurrency account integration
- Enhanced document access


### MassMutual

[App page](https://appshunter.io/ios/app/massmutual/id1516539101)

Manage your life insurance and retirement accounts conveniently from your mobile device. Handle payments, review balances, access policy information, and update beneficiaries all in one place.

**Highlights:** Manage life insurance and retirement accounts, Handle payments and premiums, Review account balances and policy info, View and manage beneficiaries, Request policy loans, Access paperless documentation, Set up recurring payments

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 💰 Reliable payment process
- 🌟 Great user experience

**What reviewers complain about**

- 🐛 Login issues
- 🚫 Lack of features
- 📱 Compatibility problems
- 🔒 Security concerns

**Reported bugs**

- Greyed-out save button for bank info
- Repeated input required to save bank account
- App freezes or crashes
- Account information not available

**Requested features**

- Add support for landscape mode on iPad
- Improve facial recognition
- Restore web access
- Allow adding multiple family members


## Frequently asked questions

### Is Northwestern Mutual free?

Northwestern Mutual is free to download, with no in-app purchases.

### Is MassMutual free?

MassMutual is free to download, with no in-app purchases.

### Which has better reviews, Northwestern Mutual or MassMutual?

Northwestern Mutual is rated higher. Northwestern Mutual averages 4.8 out of 5 from 12K ratings, while MassMutual averages 4.8 from 6K ratings.

### Do Northwestern Mutual or MassMutual have ads?

Neither Northwestern Mutual nor MassMutual shows ads.

### Which is updated more often, Northwestern Mutual or MassMutual?

Northwestern Mutual ships an update fortnightly, and MassMutual monthly. Most recently, Northwestern Mutual was updated on October 27, 2026 and MassMutual on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*