# FSAFEDS vs UPMA

The clearest difference is ratings volume: FSAFEDS at 40K against UPMA's 2. UPMA's advantage is rating (5.0 vs 4.7). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UPMA holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: FSAFEDS has 40K ratings behind it against 2, so its average is the more settled of the two.

FSAFEDS ships an update every 2 months, UPMA every 5 weeks. The most recent releases landed on October 29, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | FSAFEDS | UPMA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (40K ratings)](https://appshunter.io/ios/app/fsafeds/id1132751625/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/upma/id6757343320/reviews)** |
| Number of ratings | **40K** | 2 |
| Positive reviews | 22.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 5 weeks** |
| Monetization | Free | Free |
| Size | 41 MB | 37 MB |
| Requires iOS | **14.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [HealthEquity](https://appshunter.io/developer/387974886) | [Earl Husbands](https://appshunter.io/developer/1866232603) |

## What reviewers say

### FSAFEDS

[App page](https://appshunter.io/ios/app/fsafeds/id1132751625)

Easily submit claims for your FSAFEDS Health Care FSA, Limited Expense FSA, and Dependent Care FSA. Get quick reimbursements or direct payments to providers. View account balances, claim history, and manage your profile.

**Highlights:** Submit health care claims with photo receipts, Submit dependent care claims, View account balances, Track claim history, Manage profile and preferences, Access plan information

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy and convenient to submit claims
- 🚀 Quick reimbursement process
- 🚀 Intuitive and user-friendly app
- 🚀 Ability to take and upload receipt photos
- 🚀 Efficient way to manage FSA account

**What reviewers complain about**

- 🐛 Inconsistent or limited expense categories
- 🐛 Issues with photo cropping and uploading
- 🐛 Notification counter bug
- 🔒 Concerns about security and ID verification
- 🔍 Lack of visibility into submitted claims

**Reported bugs**

- Receipts getting cropped or partially uploaded
- Notification counter displaying incorrect numbers
- Compatibility issues with certain device settings
- Crashes or freezes when trying to upload documents

**Requested features**

- Ability to enter mileage for reimbursement
- More comprehensive list of expense categories
- In-app access to message center
- Option to view submitted receipts/documents
- Automatic claim processing from insurance providers


### UPMA

[App page](https://appshunter.io/ios/app/upma/id6757343320)

This member-based application offers secure access to exclusive resources and communication tools. Stay informed with curated content and ongoing updates on a centralized platform designed for clarity and ease of access.

**Highlights:** Exclusive member resources, Secure sign-in, Curated content viewing, Member communication tools, Ongoing updates

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is FSAFEDS free?

FSAFEDS is free to download, with no in-app purchases.

### Is UPMA free?

UPMA is free to download, with no in-app purchases.

### Which has better reviews, FSAFEDS or UPMA?

UPMA is rated higher. FSAFEDS averages 4.7 out of 5 from 40K ratings, while UPMA averages 5.0 from 2 ratings.

### Do FSAFEDS or UPMA have ads?

Neither FSAFEDS nor UPMA shows ads.

### Which is updated more often, FSAFEDS or UPMA?

FSAFEDS ships an update every 2 months, and UPMA every 5 weeks. Most recently, FSAFEDS was updated on October 29, 2026 and UPMA on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*