# FSAFEDS vs Habit Tracker

The clearest difference is in-app purchases: FSAFEDS at none against Habit Tracker's 2. FSAFEDS also leads on ratings volume (40K vs 2) and device support (3 vs 1). Habit Tracker's advantage is update cadence (every 8 days vs every 2 months) and rating (5.0 vs 4.7). On price and ads there is nothing between them.

Both are free to download. Habit Tracker sells 2 in-app purchases, starting at $4.99 per month. FSAFEDS asks for nothing beyond the download.

Habit Tracker holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: FSAFEDS has 40K ratings behind it against 2, so its average is the more settled of the two.

FSAFEDS ships an update every 2 months, Habit Tracker every 8 days. The most recent releases landed on November 1, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | FSAFEDS | Habit Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (40K ratings)](https://appshunter.io/ios/app/fsafeds/id1132751625/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/habit-tracker-habitkeep/id6803288040/reviews)** |
| Number of ratings | **40K** | 2 |
| Positive reviews | 22.2% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 8 days** |
| Monetization | **Free** | Subscription |
| Size | 41 MB | 33 MB |
| Requires iOS | **14.0** | 26.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 12+ |
| Developer | [HealthEquity](https://appshunter.io/developer/387974886) | [Taylor Matzeller](https://appshunter.io/developer/1800952687) |

## What reviewers say

### FSAFEDS

[App page](https://appshunter.io/ios/app/fsafeds/id1132751625)

Easily submit claims for your FSAFEDS Health Care FSA, Limited Expense FSA, and Dependent Care FSA. Get quick reimbursements or direct payments to providers. View account balances, claim history, and manage your profile.

**Highlights:** Submit health care claims with photo receipts, Submit dependent care claims, View account balances, Track claim history, Manage profile and preferences, Access plan information

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy and convenient to submit claims
- 🚀 Quick reimbursement process
- 🚀 Intuitive and user-friendly app
- 🚀 Ability to take and upload receipt photos
- 🚀 Efficient way to manage FSA account

**What reviewers complain about**

- 🐛 Inconsistent or limited expense categories
- 🐛 Issues with photo cropping and uploading
- 🐛 Notification counter bug
- 🔒 Concerns about security and ID verification
- 🔍 Lack of visibility into submitted claims

**Reported bugs**

- Receipts getting cropped or partially uploaded
- Notification counter displaying incorrect numbers
- Compatibility issues with certain device settings
- Crashes or freezes when trying to upload documents

**Requested features**

- Ability to enter mileage for reimbursement
- More comprehensive list of expense categories
- In-app access to message center
- Option to view submitted receipts/documents
- Automatic claim processing from insurance providers


### Habit Tracker

[App page](https://appshunter.io/ios/app/habit-tracker-habitkeep/id6803288040)

This app helps you build consistent habits by blocking distracting applications until your scheduled tasks are completed. It focuses on environmental changes to make following through easier, rather than relying solely on willpower. Track your progress and stay focused on your goals.

**Highlights:** App blocking for distractions, Habit creation and scheduling, Protection time settings, Progress tracking and statistics, Local data storage, iCloud syncing

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| HabitKeep Pro Monthly | $4.99 | per month |
| HabitKeep Pro Annual | $29.99 | per year |


## Frequently asked questions

### Is FSAFEDS free?

FSAFEDS is free to download, with no in-app purchases.

### Is Habit Tracker free?

Habit Tracker is free to download, with in-app purchases available.

### Which has better reviews, FSAFEDS or Habit Tracker?

Habit Tracker is rated higher. FSAFEDS averages 4.7 out of 5 from 40K ratings, while Habit Tracker averages 5.0 from 2 ratings.

### Do FSAFEDS or Habit Tracker have ads?

Neither FSAFEDS nor Habit Tracker shows ads.

### Which is updated more often, FSAFEDS or Habit Tracker?

FSAFEDS ships an update every 2 months, and Habit Tracker every 8 days. Most recently, FSAFEDS was updated on November 1, 2026 and Habit Tracker on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*