Comparison

Pexie Ledger vs Budget Pacer

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pexie Ledger

This app offers a modern double-entry bookkeeping system for individuals and small businesses. It provides flexible reporting, multi-currency support, and easy transaction reconciliation within an intuitive interface.

Highlights
  • Double-entry accounting
  • Transaction reconciliation
  • Flexible reporting
  • Multi-currency support
  • Emoji icons for accounts
  • Intuitive interface
Features
Read full description

Pexie is double-entry bookkeeping for iPhone and iPad. Every transaction balances, every account adds up, and your books are stored privately on your device. Use it for household finances, a small business or a side project — anywhere you want the clarity of real accounting. KEEP EVERY BOOK IN BALANCE • True double-entry: every transaction moves money between two or more accounts, and debits always equal credits. • Split one transaction across as many accounts as you need, such as a paycheck into salary, taxes and take-home pay. • Organize assets, liabilities, equity, income and expenses into a chart of accounts with nested subaccounts. • Give each book and account its own emoji icon, so you can spot it at a glance. • Keep separate books for home, business or anything else. STAY ON TOP OF EVERY TRANSACTION • See the running balance after each transaction in an account. • Reconcile transactions one at a time or in batches as you check them against your statements. • Record upcoming bills and paychecks ahead of time, and set up recurring transactions. • Search your transactions, duplicate one with a swipe, and shake to undo a change. • Tap the status bar to jump straight to today. SEE WHERE YOUR MONEY GOES • Interactive reports show a balance over time, how much it changed each period, or how an account breaks down across its subaccounts. • Look at any range, from a single day to all time, by day, week, month, quarter or year. • Create reports for the accounts that matter to you. MULTIPLE CURRENCIES • Give each account its own currency. Pexie converts balances into a parent account's currency using exchange rates you set. QUICK ENTRY WITH APPLE INTELLIGENCE • On devices that support Apple Intelligence, describe a transaction in your own words, like "Groceries for $50", and Pexie suggests the complete transaction based on a similar one you've recorded before. It all runs on your device. BRING YOUR DATA WITH YOU • Import transactions from CSV files, such as those exported by your bank. Pexie remembers how you mapped each file's columns. • Export a book as a .pexie file to back it up or move it to another device. • Explore a sample book before you enter your own. PRIVATE BY DESIGN • Your books are stored on your device. No sign-up, no ads, no tracking. ALSO • Works on iPhone and iPad, with support for Dark Mode, Dynamic Type and VoiceOver. • Available in English, Simplified Chinese and Traditional Chinese. Terms of Use: https://pexie.app/terms-of-use/

About

Budget Pacer

Features
Read full description

“Budget Pacer” is a budget management app designed to help you spend comfortably and confidently within the limits you set. Create separate budgets for hobbies, travel, fandom activities, games, cameras, and all the little things that may not belong in a full household accounting app. Plan loosely and manage simply. 【Key Features】 • Create a budget with a custom period for each purpose • See your remaining budget, spending progress, and elapsed time at a glance • Add up to 10 expenses or budget additions at once • Easily add unexpected income or extra funds along the way • View expenses and budget additions together in one history • Protect individual budgets with Face ID or your device passcode • Mask budget names, amounts, notes, and other details on the Home screen • Store your data locally on your device • Back up and restore your data in JSON format • Display amounts in Japanese yen, US dollars, euros, or British pounds 【Perfect For】 • Managing how much you can spend on your hobbies • Setting a budget for a trip or upcoming event • Keeping separate budgets for fandom activities or collections • Managing budgets flexibly by adding funds when needed • Hiding private budgets and keeping personal notes away from prying eyes • Anyone who finds traditional budgeting apps too complicated Feel free to add to or change your budget whenever you need to. If you understand where your money is going and feel comfortable with your choices, it is okay to add more along the way. It is okay to finish over budget, too. Even when you exceed your budget, the app will not judge you with warnings or negative labels. It simply shows your current balance and spending progress through clear numbers and progress bars. This is not just about saving money. It is about spending on the things you love with confidence and peace of mind. Manage the small, unnamed budgets that do not quite belong in a household accounting app—with “Ato Ikura.”

Screenshots

Pexie Ledger3 screens
Budget Pacer4 screens

Verdict

The call

The clearest difference is in-app purchases: Budget Pacer at none against Pexie Ledger's 1. Budget Pacer also leads on update cadence (every 9 days vs every 2 months) and iOS requirement (18.0 vs 26.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Pexie Ledger sells 1 in-app purchase, starting at $0.99 per year. Budget Pacer asks for nothing beyond the download.

UpkeepUpdate frequency

Pexie Ledger ships an update every 2 months, Budget Pacer every 9 days. The most recent releases landed on November 2, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 7 level
Pexie Ledger versus Budget Pacer: the parameters behind the verdict, then further details
ParameterPexie LedgerBudget Pacer
PriceFreeFree
Rating4.6 (8 ratings) — better—
Positive reviews66.7% of reviews—
Number of ratings8 — better—
Update frequencyEvery 2 monthsEvery 9 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPad — betteriPhone
Requires iOS26.018.0 — better
Further details — not scored
Size5 MB2 MB
Age rating4+4+
DeveloperPexie, Inc.Shogo Haramaki

In-app purchases

1 purchases

Pexie Ledger

Subscriptions1
  • Unlimited Transactions$0.991 Year
None

Budget Pacer

No in-app purchases

Questions

Is Pexie Ledger free?
Pexie Ledger is free to download, with in-app purchases available.
Is Budget Pacer free?
Budget Pacer is free to download, with no in-app purchases.
Do Pexie Ledger or Budget Pacer have ads?
Neither Pexie Ledger nor Budget Pacer shows ads.
Which is updated more often, Pexie Ledger or Budget Pacer?
Pexie Ledger ships an update every 2 months, and Budget Pacer every 9 days. Most recently, Pexie Ledger was updated on November 2, 2026 and Budget Pacer on October 31, 2026.

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