# CPFCU Mobile Banking vs Cubby Budgeting App

The clearest difference is rating: Cubby Budgeting App at 5.0 against CPFCU Mobile Banking's 2.5. CPFCU Mobile Banking's advantage is in-app purchases (none vs 2) and ads (none vs shown). On price, ratings volume, update cadence and device support there is nothing between them.

Both are free to download. Cubby Budgeting App sells 2 in-app purchases, starting at $1.99 per month. CPFCU Mobile Banking asks for nothing beyond the download.

Cubby Budgeting App holds the better App Store score, 5.0 against 2.5. Both are backed by a comparable volume of ratings — 2 and 3 respectively.

CPFCU Mobile Banking ships an update every 37 months, Cubby Budgeting App daily. The most recent releases landed on November 2, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | CPFCU Mobile Banking | Cubby Budgeting App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.5 (2 ratings)](https://appshunter.io/ios/app/cpfcu-mobile-banking/id1133643075/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/cubby-budgeting-app/id6777870508/reviews)** |
| Number of ratings | 2 | **3** |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 37 months | **Daily** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 13 MB | 19 MB |
| Requires iOS | **12.1** | 18.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Charleston Postal Federal Credit Union](https://appshunter.io/developer/1505329425) | [Joe Hernandez Loredo](https://appshunter.io/developer/6777870510) |

## What reviewers say

### CPFCU Mobile Banking

[App page](https://appshunter.io/ios/app/cpfcu-mobile-banking/id1133643075)

Manage your Charleston Postal Federal Credit Union accounts conveniently and securely from your mobile device. Check balances, view history, transfer funds, and apply for loans anytime, anywhere. It's a free service for enrolled CPFCU members.

**Highlights:** Check account balances, View transaction history, Transfer funds, Get current rates, Apply for loans, Secure access

**Features:** macOS Compatibility

**In-app purchases:** none


### Cubby Budgeting App

[App page](https://appshunter.io/ios/app/cubby-budgeting-app/id6777870508)

This app helps you track your spending, manage savings, and organize financial goals with a friendly interface. It breaks down expenses by category and allows you to set up savings buckets for specific targets. Build good money habits with visual progress tracking and a fun, encouraging experience.

**Highlights:** Spending overview by category, Savings goal tracking, Subscription management, Monthly budget review, Transaction history editing, Customizable dashboard

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Cubby Plus | $1.99 | per month |
| Cubby Plus | $19.99 | per year |


## Frequently asked questions

### Is CPFCU Mobile Banking free?

CPFCU Mobile Banking is free to download, with no in-app purchases.

### Is Cubby Budgeting App free?

Cubby Budgeting App is free to download, with in-app purchases available.

### Which has better reviews, CPFCU Mobile Banking or Cubby Budgeting App?

Cubby Budgeting App is rated higher. CPFCU Mobile Banking averages 2.5 out of 5 from 2 ratings, while Cubby Budgeting App averages 5.0 from 3 ratings.

### Do CPFCU Mobile Banking or Cubby Budgeting App have ads?

Cubby Budgeting App shows ads; CPFCU Mobile Banking does not.

### Which is updated more often, CPFCU Mobile Banking or Cubby Budgeting App?

CPFCU Mobile Banking ships an update every 37 months, and Cubby Budgeting App daily. Most recently, CPFCU Mobile Banking was updated on November 2, 2026 and Cubby Budgeting App on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*