# BCU Mobile Banking vs Curl Budget

BCU Mobile Banking and Curl Budget both sit at 4.9 stars, but that hides the real split: 100% of Curl Budget's written reviews are positive against 55% of BCU Mobile Banking's. Curl Budget also leads on update cadence (weekly vs every 3 months). BCU Mobile Banking's advantage is in-app purchases (none vs 2) and ratings volume (98K vs 1). On price, rating, ads and monetization model there is nothing between them.

Both are free to download. Curl Budget sells 2 in-app purchases, starting at $4.99 per month. BCU Mobile Banking asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.9 for BCU Mobile Banking against 5.0 for Curl Budget. That said, the two scores are not equally well evidenced: BCU Mobile Banking has 98K ratings behind it against 1, so its average is the more settled of the two. Written reviews are what separate them: 55% of BCU Mobile Banking's written reviews are positive against 100% of Curl Budget's.

BCU Mobile Banking ships an update every 3 months, Curl Budget weekly. The most recent releases landed on October 28, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | BCU Mobile Banking | Curl Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (98K ratings)](https://appshunter.io/ios/app/bcu-mobile-banking/id1133974972/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/curl-budget/id6753088049/reviews)** |
| Number of ratings | **98K** | 1 |
| Positive reviews | 55.1% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Weekly** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 36 MB | 63 MB |
| Requires iOS | **16.0** | 17.4 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [BCU](https://appshunter.io/developer/408480346) | [Carl Gieringer](https://appshunter.io/developer/1469363183) |

## What reviewers say

### BCU Mobile Banking

[App page](https://appshunter.io/ios/app/bcu-mobile-banking/id1133974972)

Manage your finances with a modern, secure mobile banking app. Access accounts, track spending, set savings goals, and make payments easily. Enjoy personalized dashboards and card controls for a seamless banking experience.

**Highlights:** Quick & Secure Logins (Fingerprint/Face ID), Financial Well-Being Resources, Flexible Payments (Mobile Payments/Bill Pay), Remote Deposits, Card Controls & Alerts, Dashboard Personalization, Easy Account Opening

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient mobile banking
- 💳 Seamless debit/credit card management
- 📤 Easy mobile check deposits
- 🏦 Comprehensive banking services
- 🤝 Excellent customer service

**What reviewers complain about**

- 🐛 Frequent app crashes and login issues
- 🕰️ Slow transaction updates and balance display
- 🔍 Confusing account management and navigation
- 🔒 Security concerns with login and authentication
- 🔧 Buggy mobile deposit and transfer features

**Reported bugs**

- Mobile deposit not working consistently
- Transfer functionality frequently unavailable
- Randomly logged out of app with no warning
- Incorrect account balances and pending transactions
- Facial recognition/biometric login issues

**Requested features**

- Real-time transaction alerts
- Ability to view check images
- Streamlined account organization
- Dark mode and font scaling options
- Improved third-party app integration


### Curl Budget

[App page](https://appshunter.io/ios/app/curl-budget/id6753088049)

Manage your finances solo or with others. This app connects to your bank, automates transaction categorization, and helps you track budgets to stay on pace. It offers features for shared workspaces, multi-currency support, and crypto wallet monitoring.

**Highlights:** AI-powered transaction categorization, Shared budgeting for families and couples, Multi-currency account tracking, Crypto wallet balance monitoring, Savings goals and financial projections, Receipt capture with OCR, Automated bank transaction imports

**Features:** Family Sharing

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Curl Budget (Monthly) | $4.99 | per month |
| Curl Budget (Annual) | $49.99 | per year |


## Frequently asked questions

### Is BCU Mobile Banking free?

BCU Mobile Banking is free to download, with no in-app purchases.

### Is Curl Budget free?

Curl Budget is free to download, with in-app purchases available.

### Which has better reviews, BCU Mobile Banking or Curl Budget?

Curl Budget is rated higher. BCU Mobile Banking averages 4.9 out of 5 from 98K ratings, while Curl Budget averages 5.0 from 1 ratings.

### Do BCU Mobile Banking or Curl Budget have ads?

Neither BCU Mobile Banking nor Curl Budget shows ads.

### Which is updated more often, BCU Mobile Banking or Curl Budget?

BCU Mobile Banking ships an update every 3 months, and Curl Budget weekly. Most recently, BCU Mobile Banking was updated on October 28, 2026 and Curl Budget on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*