# BCU Mobile Banking vs Ours

The clearest difference is in-app purchases: BCU Mobile Banking at none against Ours's 2. BCU Mobile Banking also leads on iOS requirement (16.0 vs 26.0). On price, ads and device support there is nothing between them.

Both are free to download. Ours sells 2 in-app purchases, starting at $3.99 per month. BCU Mobile Banking asks for nothing beyond the download.

## The numbers

| Metric | BCU Mobile Banking | Ours |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (98K ratings)](https://appshunter.io/ios/app/bcu-mobile-banking/id1133974972/reviews)** | — |
| Number of ratings | **98K** | — |
| Positive reviews | 55.4% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | — |
| Monetization | Free with in-app purchases | — |
| Size | 36 MB | 5 MB |
| Requires iOS | **16.0** | 26.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [BCU](https://appshunter.io/developer/408480346) | [Jacob Bonnan](https://appshunter.io/developer/1665297363) |

## What reviewers say

### BCU Mobile Banking

[App page](https://appshunter.io/ios/app/bcu-mobile-banking/id1133974972)

Manage your finances with a modern, secure mobile banking app. Access accounts, track spending, set savings goals, and make payments easily. Enjoy personalized dashboards and card controls for a seamless banking experience.

**Highlights:** Quick & Secure Logins (Fingerprint/Face ID), Financial Well-Being Resources, Flexible Payments (Mobile Payments/Bill Pay), Remote Deposits, Card Controls & Alerts, Dashboard Personalization, Easy Account Opening

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient mobile banking
- 💳 Seamless debit/credit card management
- 📤 Easy mobile check deposits
- 🏦 Comprehensive banking services
- 🤝 Excellent customer service

**What reviewers complain about**

- 🐛 Frequent app crashes and login issues
- 🕰️ Slow transaction updates and balance display
- 🔍 Confusing account management and navigation
- 🔒 Security concerns with login and authentication
- 🔧 Buggy mobile deposit and transfer features

**Reported bugs**

- Mobile deposit not working consistently
- Transfer functionality frequently unavailable
- Randomly logged out of app with no warning
- Incorrect account balances and pending transactions
- Facial recognition/biometric login issues

**Requested features**

- Real-time transaction alerts
- Ability to view check images
- Streamlined account organization
- Dark mode and font scaling options
- Improved third-party app integration


### Ours

[App page](https://appshunter.io/ios/app/ours-shared-budget/id6812480783)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $3.99 | per month |
| Premium Yearly | $24.99 | per year |


## Frequently asked questions

### Is BCU Mobile Banking free?

BCU Mobile Banking is free to download, with no in-app purchases.

### Is Ours free?

Ours is free to download, with in-app purchases available.

### Do BCU Mobile Banking or Ours have ads?

Neither BCU Mobile Banking nor Ours shows ads.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*