# UFO vs CSOB SmartToken

The clearest difference is review sentiment: UFO at 67% against CSOB SmartToken's 0%. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UFO ships an update every 5 weeks, CSOB SmartToken every 6 weeks. The most recent releases landed on September 11, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | UFO | CSOB SmartToken |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.8 (119 ratings)](https://appshunter.io/ios/app/csob-smarttoken/id1477450487/reviews)** |
| Number of ratings | — | **119** |
| Positive reviews | **66.7% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 55 MB | 44 MB |
| Requires iOS | 14.0 | 14.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 9+ |
| Developer | [UNIVERSAL maklérsky dom a.s.](https://appshunter.io/developer/1134423375) | [Ceskoslovenska obchodna banka, a.s.](https://appshunter.io/developer/456927882) |

## What reviewers say

### UFO

[App page](https://appshunter.io/ios/app/ufo-sk/id1134423376)

Manage all your financial information in one secure application. Track expenses, investments, and documents, and easily connect with your agent. Keep all your loyalty cards organized in one place.

**Highlights:** All finances in one place, Expense and commitment tracking, Investment overview, Document and insurance management, Agent contact, Loyalty card storage

**Features:** Vision Pro support

**In-app purchases:** none


### CSOB SmartToken

[App page](https://appshunter.io/ios/app/csob-smarttoken/id1477450487)

This secure mobile application allows clients to electronically sign transactions and log into digital banking services. It offers multiple activation methods, including biometric verification and contact center support. Optional permissions enhance convenience, and while an internet connection is needed for activation, it can function offline.

**Highlights:** Electronic transaction signing, Digital banking login, Biometric activation, Cross-device activation transfer, Optional permission grants, Offline functionality after activation

**In-app purchases:** none


## Frequently asked questions

### Is UFO free?

UFO is free to download, with no in-app purchases.

### Is CSOB SmartToken free?

CSOB SmartToken is free to download, with no in-app purchases.

### Do UFO or CSOB SmartToken have ads?

Neither UFO nor CSOB SmartToken shows ads.

### Which is updated more often, UFO or CSOB SmartToken?

UFO ships an update every 5 weeks, and CSOB SmartToken every 6 weeks. Most recently, UFO was updated on September 11, 2026 and CSOB SmartToken on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*