# Smart Takaful vs CIEC

The clearest difference is update cadence: CIEC at every 6 days against Smart Takaful's monthly. CIEC also leads on iOS requirement (13.0 vs 18.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Smart Takaful ships an update monthly, CIEC every 6 days. The most recent releases landed on October 24, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | Smart Takaful | CIEC |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.8 (6 ratings)](https://appshunter.io/ios/app/smart-takaful/id1134514082/reviews)** | — |
| Number of ratings | **6** | — |
| Positive reviews | 16.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 6 days** |
| Monetization | Free | — |
| Size | 50 MB | 7 MB |
| Requires iOS | 18.6 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [TAKAFUL INTERNATIONAL COMPANY B S C](https://appshunter.io/developer/1053818925) | [Anh Nguyen Duc](https://appshunter.io/developer/1574177561) |

## What reviewers say

### Smart Takaful

[App page](https://appshunter.io/ios/app/smart-takaful/id1134514082)

Manage your insurance policies with ease. This app allows you to issue new policies, renew existing ones, and track claims. Get instant support, digital cards, and important notifications.

**Highlights:** Issue and renew insurance policies, Track policy status and claims, Receive renewal reminders, Access digital insurance cards, Request road assistance, Find Takaful centers and agencies

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### CIEC

[App page](https://appshunter.io/ios/app/ciec/id1578402980)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Smart Takaful free?

Smart Takaful is free to download, with no in-app purchases.

### Is CIEC free?

CIEC is free to download, with no in-app purchases.

### Do Smart Takaful or CIEC have ads?

Neither Smart Takaful nor CIEC shows ads.

### Which is updated more often, Smart Takaful or CIEC?

Smart Takaful ships an update monthly, and CIEC every 6 days. Most recently, Smart Takaful was updated on October 24, 2026 and CIEC on October 1, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*