# Security Finance℠ vs Grid Money

The clearest difference is rating: Grid Money at 4.6 against Security Finance℠'s 3.6. Grid Money also leads on update cadence (weekly vs every 4 months) and ratings volume (30K vs 225). Security Finance℠'s advantage is monetization model (free vs subscription) and iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Grid Money holds the better App Store score, 4.6 against 3.6. That said, the two scores are not equally well evidenced: Grid Money has 30K ratings behind it against 225, so its average is the more settled of the two. Written reviews point the same way: 38% of Security Finance℠'s written reviews are positive against 52% of Grid Money's.

Security Finance℠ ships an update every 4 months, Grid Money weekly. The most recent releases landed on October 24, 2026 and November 1, 2026 respectively.

## The numbers

| Metric | Security Finance℠ | Grid Money |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.6 (225 ratings)](https://appshunter.io/ios/app/security-finance/id1135450123/reviews) | **[4.6 (30K ratings)](https://appshunter.io/ios/app/grid-money/id1473180914/reviews)** |
| Number of ratings | 225 | **30K** |
| Positive reviews | 38.1% of reviews | **52.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Weekly** |
| Monetization | **Free** | Subscription |
| Best chart rank | — | **#94** |
| Size | 93 MB | 274 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Security Finance Corporation of Spartanburg](https://appshunter.io/developer/1135450122) | [Hatfield, Inc.](https://appshunter.io/developer/1387973302) |

## What reviewers say

### Security Finance℠

[App page](https://appshunter.io/ios/app/security-finance/id1135450123)

Manage your installment loans on the go. Make secure payments, track due dates, and access financial education tools. Stay informed with notification reminders and easily connect with your local branch.

**Highlights:** Secure payments, Payment reminders, Check due dates, Verify loan balance, View loan documents, Find local branches, Renew loan by phone

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy and quick loan process
- 👍 Respectful and helpful workers
- 👍 Good customer service
- 👍 Friendly staff
- 👍 Great place and people

**What reviewers complain about**

- 👎 Scammy company
- 👎 High interest rates
- 👎 App doesn't work
- 👎 Difficult to log in
- 👎 Cannot access account

**Reported bugs**

- App doesn't send email for verification
- App has trouble opening
- Cannot access account
- App doesn't work half the time
- Huge hassle logging in

**Requested features**

- Ability to make split payments
- Allow payment with credit cards
- Fix the login system
- Allow multiple users to log in from the same device
- Make the app user-friendly


### Grid Money

[App page](https://appshunter.io/ios/app/grid-money/id1473180914)

**Currently charting:** #94 Top Free · Finance (US App Store)

Access cash advances between paychecks without interest or credit checks. Boost your take-home pay and receive your tax refund early. Build your credit score with a simple monthly fee.

**Highlights:** Cash advances up to $200, Boost your paycheck, Early tax refund access, No interest or credit checks, Build credit score, Transparent pricing

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Instant cash advances
- 💳 Helpful credit-building tools
- 👍 User-friendly app
- 🤝 Reliable customer service
- 💰 Flexible repayment options

**What reviewers complain about**

- 🐛 Technical issues with account connectivity
- 🕰️ Slow response from customer support
- 💰 Subscription fees and hidden costs
- 🔒 Concerns about account security
- 📆 Delays in receiving cash advances

**Reported bugs**

- Recurring subscription charges even after cancellation
- Inability to access funds due to 'network issues'
- Inconsistent advance amounts and payout timelines
- Difficulty in closing accounts and removing bank information

**Requested features**

- Expand support for non-W2 workers
- Improve direct deposit and early paycheck access
- Provide more transparency on credit-building features
- Enhance communication and update users on service disruptions


## Frequently asked questions

### Is Security Finance℠ free?

Security Finance℠ is free to download, with no in-app purchases.

### Is Grid Money free?

Grid Money is free to download, with no in-app purchases.

### Which has better reviews, Security Finance℠ or Grid Money?

Grid Money is rated higher. Security Finance℠ averages 3.6 out of 5 from 225 ratings, while Grid Money averages 4.6 from 30K ratings.

### Do Security Finance℠ or Grid Money have ads?

Neither Security Finance℠ nor Grid Money shows ads.

### Which is updated more often, Security Finance℠ or Grid Money?

Security Finance℠ ships an update every 4 months, and Grid Money weekly. Most recently, Security Finance℠ was updated on October 24, 2026 and Grid Money on November 1, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*