# Security Finance℠ vs IBC Card Controls

The clearest difference is rating: Security Finance℠ at 3.5 against IBC Card Controls's 2.5. Security Finance℠ also leads on review sentiment (38% vs 25%) and update cadence (every 4 months vs every 8 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Security Finance℠ holds the better App Store score, 3.5 against 2.5. Both are backed by a comparable volume of ratings — 209 and 151 respectively. Written reviews point the same way: 38% of Security Finance℠'s written reviews are positive against 25% of IBC Card Controls's.

Security Finance℠ ships an update every 4 months, IBC Card Controls every 8 months. The most recent releases landed on September 22, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | Security Finance℠ | IBC Card Controls |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (209 ratings)](https://appshunter.io/ios/app/security-finance/id1135450123/reviews)** | [2.5 (151 ratings)](https://appshunter.io/ios/app/ibc-card-controls/id1524372714/reviews) |
| Number of ratings | **209** | 151 |
| Positive reviews | **38.1% of reviews** | 24.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 months** | Every 8 months |
| Monetization | Free | Free |
| Size | 92 MB | 85 MB |
| Requires iOS | **12.2** | 14.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Security Finance Corporation of Spartanburg](https://appshunter.io/developer/1135450122) | [International Bancshares Corporation](https://appshunter.io/developer/638347526) |

## What reviewers say

### Security Finance℠

[App page](https://appshunter.io/ios/app/security-finance/id1135450123)

Manage your installment loans on the go. Make secure payments, track due dates, and access financial education tools. Stay informed with notification reminders and easily connect with your local branch.

**Highlights:** Secure payments, Payment reminders, Check due dates, Verify loan balance, View loan documents, Find local branches, Renew loan by phone

**In-app purchases:** none

**What reviewers like**

- 👍 Easy and quick loan process
- 👍 Respectful and helpful workers
- 👍 Good customer service
- 👍 Friendly staff
- 👍 Great place and people

**What reviewers complain about**

- 👎 Scammy company
- 👎 High interest rates
- 👎 App doesn't work
- 👎 Difficult to log in
- 👎 Cannot access account

**Reported bugs**

- App doesn't send email for verification
- App has trouble opening
- Cannot access account
- App doesn't work half the time
- Huge hassle logging in

**Requested features**

- Ability to make split payments
- Allow payment with credit cards
- Fix the login system
- Allow multiple users to log in from the same device
- Make the app user-friendly


### IBC Card Controls

[App page](https://appshunter.io/ios/app/ibc-card-controls/id1524372714)

Take full control of your debit card with this app. Easily turn your card on or off, set spending limits, restrict transactions by merchant or location, and receive instant alerts for every purchase.

**Highlights:** Turn card on/off, Set spending limits, Merchant controls, Location controls, Transaction alerts

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- ✅ Real-time transaction alerts
- ✅ Card on/off functionality
- ✅ Fraud prevention tool
- ✅ Monitors debit card usage
- ✅ Granular card controls

**What reviewers complain about**

- ❌ Frequent login issues
- ❌ Password reset problems
- ❌ App crashes/server errors
- ❌ Inability to delete old cards
- ❌ Separate app redundancy

**Reported bugs**

- Cannot log in
- Password reset not working
- App crashes or shows server error
- Randomly logs out users
- Transaction history not showing or disappearing

**Requested features**

- Integrate into main banking app
- Allow same login as main app
- Add option to delete inactive cards
- Allow password manager integration/copy-paste
- Add option to remove/change cards in 'Manage Portfolio'


## Frequently asked questions

### Is Security Finance℠ free?

Security Finance℠ is free to download, with no in-app purchases.

### Is IBC Card Controls free?

IBC Card Controls is free to download, with no in-app purchases.

### Which has better reviews, Security Finance℠ or IBC Card Controls?

Security Finance℠ is rated higher. Security Finance℠ averages 3.5 out of 5 from 209 ratings, while IBC Card Controls averages 2.5 from 151 ratings.

### Do Security Finance℠ or IBC Card Controls have ads?

Neither Security Finance℠ nor IBC Card Controls shows ads.

### Which is updated more often, Security Finance℠ or IBC Card Controls?

Security Finance℠ ships an update every 4 months, and IBC Card Controls every 8 months. Most recently, Security Finance℠ was updated on September 22, 2026 and IBC Card Controls on September 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*