# Rize Mobile vs UPS EFCU

The clearest difference is ads: Rize Mobile at none against UPS EFCU's shown. Rize Mobile also leads on review sentiment (64% vs 40%) and ratings volume (7.1K vs 222). UPS EFCU's advantage is monetization model (free vs ad-supported) and iOS requirement (15.0 vs 17.0). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Rize Mobile against 4.8 for UPS EFCU. That said, the two scores are not equally well evidenced: Rize Mobile has 7.1K ratings behind it against 222, so its average is the more settled of the two. Written reviews are what separate them: 64% of Rize Mobile's written reviews are positive against 40% of UPS EFCU's.

Rize Mobile ships an update every 3 months, UPS EFCU every 4 months. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Rize Mobile | UPS EFCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (7.1K ratings)](https://appshunter.io/ios/app/rize-mobile/id1135467192/reviews) | **[4.8 (222 ratings)](https://appshunter.io/ios/app/ups-efcu/id1598115883/reviews)** |
| Number of ratings | **7.1K** | 222 |
| Positive reviews | **64.4% of reviews** | 40.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 3 months** | Every 4 months |
| Monetization | Ad-supported | **Free** |
| Size | 154 MB | 60 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Rize Federal Credit Union](https://appshunter.io/developer/496349880) | [UPS Employees FCU](https://appshunter.io/developer/808388576) |

## What reviewers say

### Rize Mobile

[App page](https://appshunter.io/ios/app/rize-mobile/id1135467192)

Manage your finances on the go with this mobile banking app. Track accounts, deposit checks, pay bills, and find ATMs. Securely send and receive money, manage cards, and access statements.

**Highlights:** Check balances and transaction history, Pay bills and transfer funds, Deposit checks, Find ATMs and branches, Send and receive money with Zelle®, Manage cards and alerts, Apply for loans

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Fast and responsive
- 💳 Useful features like mobile check deposit
- 🔒 Secure login options

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔍 Inconsistent user experience (e.g., login flow, check deposit)
- ⏱️ Delayed transaction updates and availability
- 🔧 Unreliable customer support

**Reported bugs**

- Mobile check deposit not working
- App freezes when using certain features
- Incorrect time/date causing login issues
- Notifications and alerts not working as expected

**Requested features**

- Seamless Zelle integration
- Improved transaction history and account management
- Ability to reset password in-app
- Dark mode option


### UPS EFCU

[App page](https://appshunter.io/ios/app/ups-efcu/id1598115883)

Manage your finances on the go with this secure mobile banking app. Check balances, review transactions, pay bills, and transfer funds instantly. Deposit checks directly from your device.

**Highlights:** Check account balances, Review recent transactions, Deposit checks, Online Bill Pay, Transfer funds, View and pay bills

**In-app purchases:** none


## Frequently asked questions

### Is Rize Mobile free?

Rize Mobile is free to download, with no in-app purchases.

### Is UPS EFCU free?

UPS EFCU is free to download, with no in-app purchases.

### Which has better reviews, Rize Mobile or UPS EFCU?

UPS EFCU is rated higher. Rize Mobile averages 4.8 out of 5 from 7.1K ratings, while UPS EFCU averages 4.8 from 222 ratings.

### Do Rize Mobile or UPS EFCU have ads?

UPS EFCU shows ads; Rize Mobile does not.

### Which is updated more often, Rize Mobile or UPS EFCU?

Rize Mobile ships an update every 3 months, and UPS EFCU every 4 months. Most recently, Rize Mobile was updated on October 26, 2026 and UPS EFCU on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*