# ICCU vs ACU Cards

The clearest difference is rating: ACU Cards at 4.7 against ICCU's 4.0. ACU Cards also leads on review sentiment (33% vs 23%). ICCU's advantage is iOS requirement (14.0 vs 16.0). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ACU Cards holds the better App Store score, 4.7 against 4.0. Both are backed by a comparable volume of ratings — 157 and 54 respectively. Written reviews point the same way: 23% of ICCU's written reviews are positive against 33% of ACU Cards's.

ICCU ships an update every 12 months, ACU Cards every 9 months. Both last shipped on November 2, 2026.

## The numbers

| Metric | ICCU | ACU Cards |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (157 ratings)](https://appshunter.io/ios/app/iccu-cardcontrol/id1135707878/reviews) | **[4.7 (54 ratings)](https://appshunter.io/ios/app/acu-cards/id1233844954/reviews)** |
| Number of ratings | **157** | 54 |
| Positive reviews | 22.6% of reviews | **33.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 12 months | **Every 9 months** |
| Monetization | Free | Free |
| Size | 86 MB | 72 MB |
| Requires iOS | **14.0** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Idaho Central Credit Union](https://appshunter.io/developer/1032877531) | [America's Credit Union](https://appshunter.io/developer/430559054) |

## What reviewers say

### ICCU

[App page](https://appshunter.io/ios/app/iccu-cardcontrol/id1135707878)

Manage your credit and debit cards with ease. Instantly turn cards on or off, set spending limits, and restrict transaction types. Receive alerts for card activity and view your transaction history for complete financial control.

**Highlights:** Turn cards on/off, Location-based transaction restrictions, Enable/disable online/international transactions, Set spending limits, Set alerts for transactions, View transaction history

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Prevents fraudulent transactions
- 👍 Useful for disabling cards
- 👍 Convenient access to banking
- 👍 Helpful customer service interactions

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐛 Login issues and loops
- 🐛 Card controls not working
- 🐛 Blank screens on launch
- 🐛 Requires opening main app

**Reported bugs**

- App crashes when needed
- Endless loop when updating PIN with MFA
- Card controls do not work
- Blank screen on app launch
- App requires launching main app first

**Requested features**

- Ability to nickname cards
- Merge into a single ICCU app
- Travel plan options within main app
- UI improvements
- One app for all features


### ACU Cards

[App page](https://appshunter.io/ios/app/acu-cards/id1233844954)

Securely manage your credit and debit cards on the go. Instantly turn cards on or off, set up account alerts, and find ATMs. This app complements your existing mobile banking for enhanced card control.

**Highlights:** Turn cards on/off, Set up account alerts, ATM locator, Secure login, Card control

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ICCU free?

ICCU is free to download, with no in-app purchases.

### Is ACU Cards free?

ACU Cards is free to download, with no in-app purchases.

### Which has better reviews, ICCU or ACU Cards?

ACU Cards is rated higher. ICCU averages 4.0 out of 5 from 157 ratings, while ACU Cards averages 4.7 from 54 ratings.

### Do ICCU or ACU Cards have ads?

Neither ICCU nor ACU Cards shows ads.

### Which is updated more often, ICCU or ACU Cards?

ICCU ships an update every 12 months, and ACU Cards every 9 months. Most recently, ICCU was updated on November 2, 2026 and ACU Cards on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*