# ICCU vs Visa Purchase Alerts

ICCU and Visa Purchase Alerts both sit at 4.0 stars, but that hides the real split: 50% of Visa Purchase Alerts's written reviews are positive against 23% of ICCU's. Visa Purchase Alerts also leads on update cadence (every 3 months vs every 12 months). ICCU's advantage is ratings volume (157 vs 7) and iOS requirement (14.0 vs 16.0). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.0 for ICCU against 4.1 for Visa Purchase Alerts. That said, the two scores are not equally well evidenced: ICCU has 157 ratings behind it against 7, so its average is the more settled of the two. Written reviews are what separate them: 23% of ICCU's written reviews are positive against 50% of Visa Purchase Alerts's.

ICCU ships an update every 12 months, Visa Purchase Alerts every 3 months. The most recent releases landed on October 24, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | ICCU | Visa Purchase Alerts |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (157 ratings)](https://appshunter.io/ios/app/iccu-cardcontrol/id1135707878/reviews) | **[4.1 (7 ratings)](https://appshunter.io/ios/app/visa-purchase-alerts/id6740256982/reviews)** |
| Number of ratings | **157** | 7 |
| Positive reviews | 22.6% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 12 months | **Every 3 months** |
| Monetization | Free | Free |
| Size | 86 MB | 37 MB |
| Requires iOS | **14.0** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Idaho Central Credit Union](https://appshunter.io/developer/1032877531) | [Visa](https://appshunter.io/developer/392883760) |

## What reviewers say

### ICCU

[App page](https://appshunter.io/ios/app/iccu-cardcontrol/id1135707878)

Manage your credit and debit cards with ease. Instantly turn cards on or off, set spending limits, and restrict transaction types. Receive alerts for card activity and view your transaction history for complete financial control.

**Highlights:** Turn cards on/off, Location-based transaction restrictions, Enable/disable online/international transactions, Set spending limits, Set alerts for transactions, View transaction history

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Prevents fraudulent transactions
- 👍 Useful for disabling cards
- 👍 Convenient access to banking
- 👍 Helpful customer service interactions

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐛 Login issues and loops
- 🐛 Card controls not working
- 🐛 Blank screens on launch
- 🐛 Requires opening main app

**Reported bugs**

- App crashes when needed
- Endless loop when updating PIN with MFA
- Card controls do not work
- Blank screen on app launch
- App requires launching main app first

**Requested features**

- Ability to nickname cards
- Merge into a single ICCU app
- Travel plan options within main app
- UI improvements
- One app for all features


### Visa Purchase Alerts

[App page](https://appshunter.io/ios/app/visa-purchase-alerts/id6740256982)

Receive real-time notifications for transactions on your enrolled Visa card. Monitor spending and detect potential fraud with customizable alerts for online, international, or high-value purchases.

**Highlights:** Real-time transaction notifications, Fraud detection alerts, Spending monitoring, Customizable alert preferences, Notifications for online purchases, Alerts for international transactions

**In-app purchases:** none


## Frequently asked questions

### Is ICCU free?

ICCU is free to download, with no in-app purchases.

### Is Visa Purchase Alerts free?

Visa Purchase Alerts is free to download, with no in-app purchases.

### Which has better reviews, ICCU or Visa Purchase Alerts?

Visa Purchase Alerts is rated higher. ICCU averages 4.0 out of 5 from 157 ratings, while Visa Purchase Alerts averages 4.1 from 7 ratings.

### Do ICCU or Visa Purchase Alerts have ads?

Neither ICCU nor Visa Purchase Alerts shows ads.

### Which is updated more often, ICCU or Visa Purchase Alerts?

ICCU ships an update every 12 months, and Visa Purchase Alerts every 3 months. Most recently, ICCU was updated on October 24, 2026 and Visa Purchase Alerts on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*