# UCB IR App vs Basic Capital

The clearest difference is update cadence: Basic Capital at weekly against UCB IR App's every 48 months. UCB IR App's advantage is device support (3 vs 1) and iOS requirement (9.0 vs 16.4). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UCB IR App ships an update every 48 months, Basic Capital weekly. The most recent releases landed on September 7, 2026 and September 4, 2026 respectively.

## The numbers

| Metric | UCB IR App | Basic Capital |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (13 ratings)](https://appshunter.io/ios/app/basic-capital/id6483539070/reviews)** |
| Number of ratings | — | **13** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 48 months | **Weekly** |
| Monetization | — | Free |
| Size | 3 MB | 95 MB |
| Requires iOS | **9.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [SYMEX ECONOMICS](https://appshunter.io/developer/542914104) | [Basic Capital Group, Inc](https://appshunter.io/developer/1740193699) |

## What reviewers say

### UCB IR App

[App page](https://appshunter.io/ios/app/ucb-ir-app/id1135906235)

**Features:** macOS Compatibility

**In-app purchases:** none


### Basic Capital

[App page](https://appshunter.io/ios/app/basic-capital/id6483539070)

This app provides tools to increase your investment capital for retirement planning. It allows for IRA contributions with financing options, investment in diversified ETFs, and recurring contributions. Connect directly from your paycheck for seamless investing.

**Highlights:** Backdoor Roth IRA conversion, 5x investing power with financing, Invest in diversified ETFs, Recurring contributions, Direct paycheck contributions

**In-app purchases:** none


## Frequently asked questions

### Is UCB IR App free?

UCB IR App is free to download, with no in-app purchases.

### Is Basic Capital free?

Basic Capital is free to download, with no in-app purchases.

### Do UCB IR App or Basic Capital have ads?

Neither UCB IR App nor Basic Capital shows ads.

### Which is updated more often, UCB IR App or Basic Capital?

UCB IR App ships an update every 48 months, and Basic Capital weekly. Most recently, UCB IR App was updated on September 7, 2026 and Basic Capital on September 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*