# FT token vs 芝士财富

The clearest difference is rating: 芝士财富 at 5.0 against FT token's 1.7. FT token's advantage is in-app purchases (none vs 31) and ads (none vs shown). On price, ratings volume, update cadence and device support there is nothing between them.

Both are free to download. 芝士财富 sells 29 in-app purchases, starting at $8.49 per month. FT token asks for nothing beyond the download.

芝士财富 holds the better App Store score, 5.0 against 1.7. Both are backed by a comparable volume of ratings — 3 and 7 respectively.

FT token ships an update every 2 months, 芝士财富 monthly. Both last shipped on October 24, 2026.

## The numbers

| Metric | FT token | 芝士财富 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.7 (3 ratings)](https://appshunter.io/ios/app/ft-token/id1136175820/reviews) | **[5.0 (7 ratings)](https://appshunter.io/ios/app/id1536240120/reviews)** |
| Number of ratings | 3 | **7** |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Ad-supported | — |
| Size | 3 MB | 25 MB |
| Requires iOS | 14.1 | **13.0** |
| Devices | iPhone, iPad, iPod | **iPhone, iPad, iPod, Mac** |
| Age rating | 4+ | 17+ |
| Developer | [Shenzhen Futu Network Technology Company Limited](https://appshunter.io/developer/453459248) | [北京芝士科技有限公司](https://appshunter.io/developer/1536240122) |

## What reviewers say

### FT token

[App page](https://appshunter.io/ios/app/ft-token/id1136175820)

This utility app enhances account security by generating dynamic 6-digit passwords that update every 30 seconds. It's designed to be bound with a user's account for an extra layer of protection.

**Highlights:** Dynamic 6-digit password generation, Password updates every 30 seconds, Account security enhancement, Binding with user accounts, Mobile authentication

**Features:** Vision Pro support

**In-app purchases:** none


### 芝士财富

[App page](https://appshunter.io/ios/app/id1536240120)

**In-app purchases (29)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 连续包月 | $8.49 | per month |
| 连续包年 | $75.99 | per year |
| 连续包年(每年) | $75.99 | per year |
| 课程测试商品 | $0.99 | one-time |
| 会员测试商品 | $0.99 | one-time |
| 芝士月度会员 | $0.99 | one-time |
| 芝士策略课 | $14.99 | one-time |
| 芝士五周年 | $19.99 | one-time |
| 芝士五周年 | $29.99 | one-time |
| 298 元芝士豆 | $39.99 | one-time |
| 芝士年度会员 | $49.99 | one-time |
| 新年会员礼盒 | $54.99 | one-time |
| 芝士年度会员 | $54.99 | one-time |
| 芝士年度会员 | $59.99 | one-time |
| 芝Sir和朋友们 | $59.99 | one-time |
| 芝士投资课程 | $59.99 | one-time |
| 518 元芝士豆 | $69.99 | one-time |
| 掘金俱乐部 | $69.99 | one-time |
| 芝士投资课程 | $89.99 | one-time |
| 芝士投资课程 | $99.99 | one-time |
| 芝士投资实战课 | $99.99 | one-time |
| 3 年芝士会员活动价 | $149.99 | one-time |
| 芝士投资课程 | $149.99 | one-time |
| 芝士专栏 | $179.99 | one-time |
| 3 年芝士会员 | $199.99 | one-time |
| 1498 元芝士豆 | $199.99 | one-time |
| 芝士投资实战课 | $199.99 | one-time |
| 行业波段 | $199.99 | one-time |
| 行业波段 | $249.99 | one-time |


## Frequently asked questions

### Is FT token free?

FT token is free to download, with no in-app purchases.

### Is 芝士财富 free?

芝士财富 is free to download, with in-app purchases available.

### Which has better reviews, FT token or 芝士财富?

芝士财富 is rated higher. FT token averages 1.7 out of 5 from 3 ratings, while 芝士财富 averages 5.0 from 7 ratings.

### Do FT token or 芝士财富 have ads?

芝士财富 shows ads; FT token does not.

### Which is updated more often, FT token or 芝士财富?

FT token ships an update every 2 months, and 芝士财富 monthly. Most recently, FT token was updated on October 24, 2026 and 芝士财富 on October 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*