# TIM finanças vs Ágora

The clearest difference is ratings volume: Ágora at 751 against TIM finanças's 1. Ágora also leads on update cadence (monthly vs every 3 months). TIM finanças's advantage is rating (5.0 vs 4.8) and review sentiment (40% vs 23%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

TIM finanças holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Ágora has 751 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 40% of TIM finanças's written reviews are positive against 23% of Ágora's.

TIM finanças ships an update every 3 months, Ágora monthly. The most recent releases landed on November 2, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | TIM finanças | Ágora |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/tim-financas/id1136240532/reviews)** | [4.8 (751 ratings)](https://appshunter.io/ios/app/agora/id1454735094/reviews) |
| Number of ratings | 1 | **751** |
| Positive reviews | **40.0% of reviews** | 23.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | Free | Free |
| Size | 120 MB | 186 MB |
| Requires iOS | **9.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | +4 |
| Developer | [TIM Celular](https://appshunter.io/developer/628000263) | [Ágora CTVM SA](https://appshunter.io/developer/1084448418) |

## What reviewers say

### TIM finanças

[App page](https://appshunter.io/ios/app/tim-financas/id1136240532)

Learn to manage your finances with this practical guide. Access top content on finance and business to simplify your financial life, track expenses and income, and even manage a business.

**Highlights:** Financial control, Expense and income management, Business management, Financial health improvement, Objective content presentation

**Features:** Vision Pro support

**In-app purchases:** none


### Ágora

[App page](https://appshunter.io/ios/app/agora/id1454735094)

Manage your investment portfolio, track profitability, and visualize transactions. Access investment analysis, recommendations, and educational content all in one place. Invest in stocks, funds, and fixed income with advanced filters and a user-friendly interface.

**Highlights:** Portfolio management, Investment analysis and recommendations, Stock and fund trading, Fixed income and private pension access, Financial education courses, Advanced search filters

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to understand
- 👍 Good layout and intuitive
- 👍 App is getting better with each version

**What reviewers complain about**

- 🐛 Very slow and frequently crashes
- 🐛 App is unstable and often down
- 🐛 Horrible and impractical usability
- 🐛 Slow to open and needs frequent restarts
- 🐛 Poor interface and visually unappealing

**Reported bugs**

- App crashes when filtering funds by profitability
- Cannot access the app most of the time
- App freezes and needs to be restarted
- Error when trying to access the app
- Cannot desvinculate from Bradesco

**Requested features**

- Add notifications for dividend receipts
- Improve interface for stocks section
- Provide a version for iPad
- Show investment returns in accumulated and 12m views
- Add Touch ID support for login


## Frequently asked questions

### Is TIM finanças free?

TIM finanças is free to download, with no in-app purchases.

### Is Ágora free?

Ágora is free to download, with no in-app purchases.

### Which has better reviews, TIM finanças or Ágora?

TIM finanças is rated higher. TIM finanças averages 5.0 out of 5 from 1 ratings, while Ágora averages 4.8 from 751 ratings.

### Do TIM finanças or Ágora have ads?

Neither TIM finanças nor Ágora shows ads.

### Which is updated more often, TIM finanças or Ágora?

TIM finanças ships an update every 3 months, and Ágora monthly. Most recently, TIM finanças was updated on November 2, 2026 and Ágora on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*