# Westpac NZ CashNav vs Oops­

The clearest difference is rating: Oops­ at 3.7 against Westpac NZ CashNav's 2.7. Oops­ also leads on update cadence (every 2 days vs every 5 months) and ratings volume (2.5K vs 3). Westpac NZ CashNav's advantage is in-app purchases (none vs 8) and iOS requirement (13.0 vs 16.0). On price, ads and device support there is nothing between them.

Both are free to download. Oops­ sells 8 in-app purchases, starting at $3.99 per month. Westpac NZ CashNav asks for nothing beyond the download.

Oops­ holds the better App Store score, 3.7 against 2.7. That said, the two scores are not equally well evidenced: Oops­ has 2.5K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 13% of Westpac NZ CashNav's written reviews are positive against 32% of Oops­'s.

Westpac NZ CashNav ships an update every 5 months, Oops­ every 2 days. The most recent releases landed on October 22, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Westpac NZ CashNav | Oops­ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.7 (3 ratings)](https://appshunter.io/ios/app/westpac-nz-cashnav/id1137475677/reviews) | **[3.7 (2.5K ratings)](https://appshunter.io/ios/app/oops/id1593466495/reviews)** |
| Number of ratings | 3 | **2.5K** |
| Positive reviews | 13.3% of reviews | **31.6% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 2 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 26 MB | 133 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Westpac New Zealand Limited](https://appshunter.io/developer/411603457) | [Oops Finance, Inc.](https://appshunter.io/developer/1593466497) |

## What reviewers say

### Westpac NZ CashNav

[App page](https://appshunter.io/ios/app/westpac-nz-cashnav/id1137475677)

This free money management app helps you track your spending by categorizing transactions from your Westpac accounts. It provides visual spending meters and push notifications to keep you informed about your financial habits, aiding you in achieving your goals.

**Highlights:** Transaction tracking, Automatic spending categorization, Spending Meter visualization, Push notifications for updates, Secure Westpac account connection

**In-app purchases:** none


### Oops­

[App page](https://appshunter.io/ios/app/oops/id1593466495)

Gain financial awareness by linking bank accounts to track spending in one place. Sort transactions as you spend and use a dedicated button to identify and review impulse purchases. Build awareness to become a better spender.

**Highlights:** Link unlimited bank accounts, Track all spending in one place, Sort transactions in real-time, Identify impulse purchases, Review spending habits, Build financial awareness

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Oops Gold | $3.99 | per month |
| Pro Weekly | $4.99 | per 7 days |
| Oops Pro | $4.99 | per month |
| Pro Monthly | $6.99 | per month |
| Oops Gold | $9.99 | per month |
| Annual $39.99 | $39.99 | per year |
| Oops Pro Annual | $59.99 | per year |
| First Time Connection | $3.99 | one-time |

**What reviewers like**

- 🎨 Visually appealing and intuitive interface
- 🕹️ Fun and engaging way to track spending
- 🔍 Comprehensive transaction categorization
- 🤝 Ability to share spending with friends

**What reviewers complain about**

- 🚫 App no longer works or has stopped functioning
- 💰 Excessive paywalls and subscription requirements
- 🔒 Concerns about security and data privacy
- 🔁 Frequent disconnections from bank accounts

**Reported bugs**

- Transactions disappearing or not syncing properly
- Inability to log in or access account information
- Glitches during onboarding and setup process

**Requested features**

- Custom spending categories
- Budgeting and goal-setting tools
- Integration with more financial institutions
- Improved customer support and responsiveness


## Frequently asked questions

### Is Westpac NZ CashNav free?

Westpac NZ CashNav is free to download, with no in-app purchases.

### Is Oops­ free?

Oops­ is free to download, with in-app purchases available.

### Which has better reviews, Westpac NZ CashNav or Oops­?

Oops­ is rated higher. Westpac NZ CashNav averages 2.7 out of 5 from 3 ratings, while Oops­ averages 3.7 from 2.5K ratings.

### Do Westpac NZ CashNav or Oops­ have ads?

Neither Westpac NZ CashNav nor Oops­ shows ads.

### Which is updated more often, Westpac NZ CashNav or Oops­?

Westpac NZ CashNav ships an update every 5 months, and Oops­ every 2 days. Most recently, Westpac NZ CashNav was updated on October 22, 2026 and Oops­ on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*