# РЕАЛИСТ БАНК vs ХМБ

The clearest difference is rating: РЕАЛИСТ БАНК at 4.7 against ХМБ's 4.0. РЕАЛИСТ БАНК also leads on review sentiment (40% vs 0%) and ratings volume (12 vs 4). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

РЕАЛИСТ БАНК holds the better App Store score, 4.7 against 4.0. Both are backed by a comparable volume of ratings — 12 and 4 respectively. Written reviews point the same way: 40% of РЕАЛИСТ БАНК's written reviews are positive against 0% of ХМБ's.

РЕАЛИСТ БАНК ships an update monthly, ХМБ every 5 weeks. The most recent releases landed on October 21, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | РЕАЛИСТ БАНК | ХМБ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (12 ratings)](https://appshunter.io/ios/app/id1137877142/reviews)** | [4.0 (4 ratings)](https://appshunter.io/ios/app/id1259778585/reviews) |
| Number of ratings | **12** | 4 |
| Positive reviews | **40.4% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 5 weeks |
| Monetization | Free | Free |
| Size | 40 MB | 37 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [АО "БайкалИнвестБанк"](https://appshunter.io/developer/1393926203) | [ООО "Хакасский муниципальный банк"](https://appshunter.io/developer/1440570152) |

## What reviewers say

### РЕАЛИСТ БАНК

[App page](https://appshunter.io/ios/app/id1137877142)

Manage your bank accounts and cards on the go. Check balances, make payments and transfers, and view transaction history. Find ATMs and bank offices easily.

**Highlights:** Check account balances, Make payments and transfers, View transaction history, Pay for mobile, internet, and utilities, View account details, Find ATMs and offices

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### ХМБ

[App page](https://appshunter.io/ios/app/id1259778585)

Manage your bank accounts, cards, and loans in real-time from your mobile device. Perform transfers, pay bills, and block cards. Access transaction history and analyze spending.

**Highlights:** Manage bank accounts, cards, and loans, Transfer funds between accounts, Make payments to other banks, Pay bills and services, Block lost cards, View transaction history, Find ATMs and bank offices

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is РЕАЛИСТ БАНК free?

РЕАЛИСТ БАНК is free to download, with no in-app purchases.

### Is ХМБ free?

ХМБ is free to download, with no in-app purchases.

### Which has better reviews, РЕАЛИСТ БАНК or ХМБ?

РЕАЛИСТ БАНК is rated higher. РЕАЛИСТ БАНК averages 4.7 out of 5 from 12 ratings, while ХМБ averages 4.0 from 4 ratings.

### Do РЕАЛИСТ БАНК or ХМБ have ads?

Neither РЕАЛИСТ БАНК nor ХМБ shows ads.

### Which is updated more often, РЕАЛИСТ БАНК or ХМБ?

РЕАЛИСТ БАНК ships an update monthly, and ХМБ every 5 weeks. Most recently, РЕАЛИСТ БАНК was updated on October 21, 2026 and ХМБ on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*