# РЕАЛИСТ БАНК vs ПАО “НИКО

The clearest difference is rating: ПАО “НИКО at 5.0 against РЕАЛИСТ БАНК's 4.7. РЕАЛИСТ БАНК's advantage is ratings volume (12 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ПАО “НИКО holds the better App Store score, 5.0 against 4.7. Both are backed by a comparable volume of ratings — 12 and 3 respectively.

РЕАЛИСТ БАНК ships an update monthly, ПАО “НИКО every 6 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | РЕАЛИСТ БАНК | ПАО “НИКО |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (12 ratings)](https://appshunter.io/ios/app/id1137877142/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/id6443673166/reviews)** |
| Number of ratings | **12** | 3 |
| Positive reviews | 40.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 40 MB | 38 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [АО "БайкалИнвестБанк"](https://appshunter.io/developer/1393926203) | [НИКО-БАНК](https://appshunter.io/developer/1503444739) |

## What reviewers say

### РЕАЛИСТ БАНК

[App page](https://appshunter.io/ios/app/id1137877142)

Manage your bank accounts and cards on the go. Check balances, make payments and transfers, and view transaction history. Find ATMs and bank offices easily.

**Highlights:** Check account balances, Make payments and transfers, View transaction history, Pay for mobile, internet, and utilities, View account details, Find ATMs and offices

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### ПАО “НИКО

[App page](https://appshunter.io/ios/app/id6443673166)

Manage your banking needs remotely. Perform transactions, open accounts, view statements, and order cards without visiting a branch. Offers a comprehensive suite of financial operations.

**Highlights:** Perform bank transfers, Open accounts and deposits, View account statements, Order bank cards, Conduct banking operations remotely

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is РЕАЛИСТ БАНК free?

РЕАЛИСТ БАНК is free to download, with no in-app purchases.

### Is ПАО “НИКО free?

ПАО “НИКО is free to download, with no in-app purchases.

### Which has better reviews, РЕАЛИСТ БАНК or ПАО “НИКО?

ПАО “НИКО is rated higher. РЕАЛИСТ БАНК averages 4.7 out of 5 from 12 ratings, while ПАО “НИКО averages 5.0 from 3 ratings.

### Do РЕАЛИСТ БАНК or ПАО “НИКО have ads?

Neither РЕАЛИСТ БАНК nor ПАО “НИКО shows ads.

### Which is updated more often, РЕАЛИСТ БАНК or ПАО “НИКО?

РЕАЛИСТ БАНК ships an update monthly, and ПАО “НИКО every 6 weeks. Most recently, РЕАЛИСТ БАНК was updated on November 2, 2026 and ПАО “НИКО on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*