# Shell Lake Mobile vs Johnson Financial Group

Shell Lake Mobile and Johnson Financial Group both sit at 4.7 stars, but that hides the real split: 86% of Johnson Financial Group's written reviews are positive against 25% of Shell Lake Mobile's. Johnson Financial Group also leads on ratings volume (1.7K vs 238). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for Shell Lake Mobile against 4.6 for Johnson Financial Group. That said, the two scores are not equally well evidenced: Johnson Financial Group has 1.7K ratings behind it against 238, so its average is the more settled of the two. Written reviews are what separate them: 25% of Shell Lake Mobile's written reviews are positive against 86% of Johnson Financial Group's.

Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on November 2, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | Shell Lake Mobile | Johnson Financial Group |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (238 ratings)](https://appshunter.io/ios/app/shell-lake-mobile/id1137963220/reviews)** | [4.6 (1.7K ratings)](https://appshunter.io/ios/app/johnson-financial-group/id1526694700/reviews) |
| Number of ratings | 238 | **1.7K** |
| Positive reviews | 25.0% of reviews | **85.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | Every 4 months |
| Monetization | Free | Free |
| Size | 106 MB | 65 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [Shell Lake State Bank Inc.](https://appshunter.io/developer/1137963219) | [Johnson Bank](https://appshunter.io/developer/717181463) |

## What reviewers say

### Shell Lake Mobile

[App page](https://appshunter.io/ios/app/shell-lake-mobile/id1137963220)

Manage your finances on the go with this mobile banking application. Review account balances, transfer funds, pay bills, and deposit checks using your device's camera. Access locations and important terms and conditions.

**Highlights:** Account balance and activity review, Fund transfers between accounts, Bill payment management, Mobile check deposit, Location finder

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Johnson Financial Group

[App page](https://appshunter.io/ios/app/johnson-financial-group/id1526694700)

Manage your banking needs from anywhere with this app, offering secure access and control over your accounts. It provides tools for easy money transfers, bill payments, check deposits, and financial management for both personal and business clients.

**Highlights:** Secure account access and control, Money transfers between accounts, Bill payment and person-to-person payments, Mobile check deposit, Financial management tools, Business transaction initiation and approval

**Features:** Apple Wallet, Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Quick and convenient
- 🔒 Secure and reliable
- 💡 Customizable with good functionality
- 🚀 Allows quick access to accounts and transactions

**What reviewers complain about**

- 🐛 Occasional login and facial recognition issues
- 🔍 Layout and navigation could be improved
- 🔍 Lack of detailed loan information
- 🔍 Missing some advanced features like bill pay options

**Reported bugs**

- Inconsistent performance of check deposit feature
- Inaccurate account balance information at times

**Requested features**

- Add push notifications for account activity
- Improve bill pay functionality
- Allow principal-only loan payments
- Provide more detailed account and transaction history


## Frequently asked questions

### Is Shell Lake Mobile free?

Shell Lake Mobile is free to download, with no in-app purchases.

### Is Johnson Financial Group free?

Johnson Financial Group is free to download, with no in-app purchases.

### Which has better reviews, Shell Lake Mobile or Johnson Financial Group?

Shell Lake Mobile is rated higher. Shell Lake Mobile averages 4.7 out of 5 from 238 ratings, while Johnson Financial Group averages 4.6 from 1.7K ratings.

### Do Shell Lake Mobile or Johnson Financial Group have ads?

Neither Shell Lake Mobile nor Johnson Financial Group shows ads.

### Which is updated more often, Shell Lake Mobile or Johnson Financial Group?

Shell Lake Mobile ships an update every 4 months, and Johnson Financial Group every 4 months. Most recently, Shell Lake Mobile was updated on November 2, 2026 and Johnson Financial Group on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*