# PEPPER vs PayPlus

The clearest difference is rating: PayPlus at 5.0 against PEPPER's 4.5. PayPlus also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). PEPPER's advantage is update cadence (every 10 days vs every 5 months) and ratings volume (485 vs 1). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayPlus holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: PEPPER has 485 ratings behind it against 1, so its average is the more settled of the two.

PEPPER ships an update every 10 days, PayPlus every 5 months. The most recent releases landed on October 5, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | PEPPER | PayPlus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (485 ratings)](https://appshunter.io/ios/app/pepper-mobile-banking/id1138799805/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/payplus/id1521147664/reviews)** |
| Number of ratings | **485** | 1 |
| Positive reviews | 19.7% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 10 days** | Every 5 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 304 MB | 25 MB |
| Requires iOS | 15.1 | **13.4** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Bank Leumi Ltd](https://appshunter.io/developer/337963195) | [Payplus LTD](https://appshunter.io/developer/1521147846) |

## What reviewers say

### PEPPER

[App page](https://appshunter.io/ios/app/pepper-mobile-banking/id1138799805)

A modern mobile banking app offering a full range of financial services, including account management, money transfers, and check deposits. It features a budget management tool with insights and 24/6 chat support for easy financial management.

**Highlights:** All account types (checking, foreign currency, joint, savings, loans, investments), Money transfers and check deposits, Credit and Debit card ordering, Budget management tools, Financial insights and visualizations, 24/6 chat support

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 👍 User-friendly design
- 💡 Useful new features like joint accounts

**What reviewers complain about**

- 🐛 Bugs and crashes
- ⏱️ Slow customer support response times
- 🔍 Lack of transparency in fees and charges

**Reported bugs**

- App freezes on video call screen
- Notification settings not saving properly
- Inconsistent account balance display

**Requested features**

- Ability to upload ID photos for verification
- International money transfer capabilities
- Business account option


### PayPlus

[App page](https://appshunter.io/ios/app/payplus/id1521147664)

This app enables freelancers and businesses of all sizes to accept credit card payments, integrate with invoicing systems, and set up recurring payments. Turn your mobile device into a payment terminal to process transactions quickly and efficiently.

**Highlights:** Accept credit card payments, Integrate with invoicing systems, Set up recurring payments, Mobile payment terminal, Instant onboarding, Process various transaction types

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PEPPER free?

PEPPER is free to download, with no in-app purchases.

### Is PayPlus free?

PayPlus is free to download, with no in-app purchases.

### Which has better reviews, PEPPER or PayPlus?

PayPlus is rated higher. PEPPER averages 4.5 out of 5 from 485 ratings, while PayPlus averages 5.0 from 1 ratings.

### Do PEPPER or PayPlus have ads?

PEPPER shows ads; PayPlus does not.

### Which is updated more often, PEPPER or PayPlus?

PEPPER ships an update every 10 days, and PayPlus every 5 months. Most recently, PEPPER was updated on October 5, 2026 and PayPlus on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*