# PEPPER vs Payro

The clearest difference is rating: PEPPER at 4.5 against Payro's 1.0. PEPPER also leads on ratings volume (485 vs 1). Payro's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PEPPER holds the better App Store score, 4.5 against 1.0. That said, the two scores are not equally well evidenced: PEPPER has 485 ratings behind it against 1, so its average is the more settled of the two.

PEPPER ships an update every 2 weeks, Payro every 3 weeks. The most recent releases landed on October 22, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | PEPPER | Payro |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (485 ratings)](https://appshunter.io/ios/app/pepper-mobile-banking/id1138799805/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/payro/id1671643826/reviews) |
| Number of ratings | **485** | 1 |
| Positive reviews | 19.7% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 309 MB | 38 MB |
| Requires iOS | **15.1** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Bank Leumi Ltd](https://appshunter.io/developer/337963195) | [Payro](https://appshunter.io/developer/1671643828) |

## What reviewers say

### PEPPER

[App page](https://appshunter.io/ios/app/pepper-mobile-banking/id1138799805)

A modern mobile banking app offering a full range of financial services, including account management, money transfers, and check deposits. It features a budget management tool with insights and 24/6 chat support for easy financial management.

**Highlights:** All account types (checking, foreign currency, joint, savings, loans, investments), Money transfers and check deposits, Credit and Debit card ordering, Budget management tools, Financial insights and visualizations, 24/6 chat support

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 👍 User-friendly design
- 💡 Useful new features like joint accounts

**What reviewers complain about**

- 🐛 Bugs and crashes
- ⏱️ Slow customer support response times
- 🔍 Lack of transparency in fees and charges

**Reported bugs**

- App freezes on video call screen
- Notification settings not saving properly
- Inconsistent account balance display

**Requested features**

- Ability to upload ID photos for verification
- International money transfer capabilities
- Business account option


### Payro

[App page](https://appshunter.io/ios/app/payro/id1671643826)

Access earned wages instantly, avoiding bank overdrafts and interest. This app allows you to withdraw your salary on demand, providing financial flexibility and peace of mind. Track your shifts and manage expenses effectively.

**Highlights:** Instant wage withdrawal, Avoid bank overdrafts, Track work shifts, Manage expenses, Financial flexibility, Secure connection to employer systems

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PEPPER free?

PEPPER is free to download, with no in-app purchases.

### Is Payro free?

Payro is free to download, with no in-app purchases.

### Which has better reviews, PEPPER or Payro?

PEPPER is rated higher. PEPPER averages 4.5 out of 5 from 485 ratings, while Payro averages 1.0 from 1 ratings.

### Do PEPPER or Payro have ads?

PEPPER shows ads; Payro does not.

### Which is updated more often, PEPPER or Payro?

PEPPER ships an update every 2 weeks, and Payro every 3 weeks. Most recently, PEPPER was updated on October 22, 2026 and Payro on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*