# PEPPER vs ThinkTwice!

The clearest difference is ads: ThinkTwice! at none against PEPPER's shown. ThinkTwice! also leads on update cadence (daily vs every 2 weeks). PEPPER's advantage is iOS requirement (15.1 vs 26.0). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PEPPER ships an update every 2 weeks, ThinkTwice! daily. The most recent releases landed on October 22, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | PEPPER | ThinkTwice! |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (485 ratings)](https://appshunter.io/ios/app/pepper-mobile-banking/id1138799805/reviews)** | — |
| Number of ratings | **485** | — |
| Positive reviews | 19.7% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 2 weeks | **Daily** |
| Monetization | Free with in-app purchases | — |
| Size | 309 MB | 26 MB |
| Requires iOS | **15.1** | 26.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Bank Leumi Ltd](https://appshunter.io/developer/337963195) | [lotan Niv](https://appshunter.io/developer/6816827137) |

## What reviewers say

### PEPPER

[App page](https://appshunter.io/ios/app/pepper-mobile-banking/id1138799805)

A modern mobile banking app offering a full range of financial services, including account management, money transfers, and check deposits. It features a budget management tool with insights and 24/6 chat support for easy financial management.

**Highlights:** All account types (checking, foreign currency, joint, savings, loans, investments), Money transfers and check deposits, Credit and Debit card ordering, Budget management tools, Financial insights and visualizations, 24/6 chat support

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 👍 User-friendly design
- 💡 Useful new features like joint accounts

**What reviewers complain about**

- 🐛 Bugs and crashes
- ⏱️ Slow customer support response times
- 🔍 Lack of transparency in fees and charges

**Reported bugs**

- App freezes on video call screen
- Notification settings not saving properly
- Inconsistent account balance display

**Requested features**

- Ability to upload ID photos for verification
- International money transfer capabilities
- Business account option


### ThinkTwice!

[App page](https://appshunter.io/ios/app/thinktwice/id6816868118)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PEPPER free?

PEPPER is free to download, with no in-app purchases.

### Is ThinkTwice! free?

ThinkTwice! is free to download, with no in-app purchases.

### Do PEPPER or ThinkTwice! have ads?

PEPPER shows ads; ThinkTwice! does not.

### Which is updated more often, PEPPER or ThinkTwice!?

PEPPER ships an update every 2 weeks, and ThinkTwice! daily. Most recently, PEPPER was updated on October 22, 2026 and ThinkTwice! on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*