# 车贷管家 vs SGMTools

The clearest difference is update cadence: 车贷管家 at weekly against SGMTools's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

车贷管家 ships an update weekly, SGMTools every 3 weeks. The most recent releases landed on September 13, 2026 and December 17, 2025 respectively.

## The numbers

| Metric | 车贷管家 | SGMTools |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 3 weeks |
| Size | 114 MB | 4 MB |
| Requires iOS | **14** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [杭州隼目信息科技有限公司](https://appshunter.io/developer/1138160057) | [杰宸 李](https://appshunter.io/developer/1041861815) |

## What reviewers say

### 车贷管家

[App page](https://appshunter.io/ios/app/id1139059001)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SGMTools

[App page](https://appshunter.io/ios/app/sgmtools/id1196631498)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 车贷管家 free?

车贷管家 is free to download, with no in-app purchases.

### Is SGMTools free?

SGMTools is free to download, with no in-app purchases.

### Do 车贷管家 or SGMTools have ads?

Neither 车贷管家 nor SGMTools shows ads.

### Which is updated more often, 车贷管家 or SGMTools?

车贷管家 ships an update weekly, and SGMTools every 3 weeks. Most recently, 车贷管家 was updated on September 13, 2026 and SGMTools on December 17, 2025.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*