# Itaú Pagos vs OCA

The clearest difference is update cadence: OCA at every 3 weeks against Itaú Pagos's every 2 months. Itaú Pagos's advantage is review sentiment (37% vs 29%) and iOS requirement (13 vs 15.0). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Itaú Pagos against 4.8 for OCA. Both are backed by a comparable volume of ratings — 662 and 327 respectively. Written reviews are what separate them: 37% of Itaú Pagos's written reviews are positive against 29% of OCA's.

Itaú Pagos ships an update every 2 months, OCA every 3 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Itaú Pagos | OCA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (662 ratings)](https://appshunter.io/ios/app/itau-pagos/id1139215807/reviews)** | [4.8 (327 ratings)](https://appshunter.io/ios/app/oca/id1450506124/reviews) |
| Number of ratings | **662** | 327 |
| Positive reviews | **36.8% of reviews** | 28.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 96 MB | 280 MB |
| Requires iOS | **13** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Banco Itaú Uruguay S.A.](https://appshunter.io/developer/1065572082) | [OCA S.A.](https://appshunter.io/developer/674702227) |

## What reviewers say

### Itaú Pagos

[App page](https://appshunter.io/ios/app/itau-pagos/id1139215807)

Manage all your payments in one place. Scan QR codes to pay at participating locations or pay bills by scanning barcodes or entering details manually. Track all your payment history with filtering options.

**Highlights:** QR code payments, Scan barcodes for bill payments, Manual bill payment entry, Payment history, Filter payments by date and type

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy and user-friendly interface
- 🚀 Fast bill payment processing
- 🔒 Secure payment transactions
- 💳 Good complement to banking services

**What reviewers complain about**

- 🐛 Input field freezes when entering payment amounts
- 🐛 Face scanner not functioning
- ⚠️ Frequent maintenance issues
- ⚠️ Unreliable scheduled payment execution
- ⚠️ Poor bill recognition and reading

**Reported bugs**

- Cannot input payment amounts on certain transactions (especially schools)
- Copy and paste functionality disabled for amount fields
- Face recognition scanner not working
- Scheduled payments fail to execute
- App crashes on startup

**Requested features**

- Fix amount input field for iPhone users
- Improve facial recognition scanner
- Better transaction history display (beyond 3 months)
- Clearer payment scheduling interface
- Improved bill reading and recognition


### OCA

[App page](https://appshunter.io/ios/app/oca/id1450506124)

Manage your financial accounts, apply for credit cards, loans, and insurance. View and download statements, pay bills, recharge your phone, and secure your cards with temporary blocking. Enjoy daily benefits and free transfers.

**Highlights:** Biometric login, Apply for credit and loans, View and download statements, Pay credit card bills, Mobile recharge, Card blocking and unblocking, Free transfers

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Itaú Pagos free?

Itaú Pagos is free to download, with no in-app purchases.

### Is OCA free?

OCA is free to download, with no in-app purchases.

### Which has better reviews, Itaú Pagos or OCA?

Itaú Pagos is rated higher. Itaú Pagos averages 4.8 out of 5 from 662 ratings, while OCA averages 4.8 from 327 ratings.

### Do Itaú Pagos or OCA have ads?

Neither Itaú Pagos nor OCA shows ads.

### Which is updated more often, Itaú Pagos or OCA?

Itaú Pagos ships an update every 2 months, and OCA every 3 weeks. Most recently, Itaú Pagos was updated on October 24, 2026 and OCA on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*